413 Oliver St, Covington, KY 41014 Property Records

Kenton County property record for 413 Oliver St, Covington, KY 41014 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,124 sqft
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$97,000 (May 2014)
Tax Bill$1,453 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN055-31-13-006.00

Property Details

APN / Parcel Number

Primary APN055-31-13-006.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,124 sqft Finished Area
Gross Area2,254 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address413 OLIVER ST
CityCOVINGTON
StateKY
Zip41014-1343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATTON SEC 11 LOT 91 & W 12' LOT 92 & CLOSED ALLEY BETWEEN LOTS 90 & 91
Legal SubdivisionPATTON
Legal Phase11
Legal Lot Number91,92
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2008
Census Tract61000

Owner

Source: Kenton County records · APN 055-31-13-006.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address413 OLIVER ST, COVINGTON, KY 41014-1343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2014 · Amount on Record
Deed SaleMay 01, 2014 · Amount on Record
Prior SaleOct 03, 2013 · Amount on Record
Deed Document Number201405 01 059 00284
Deed Book / Page5405 / 173
Prior Transfer DateJul 26, 2005
Prior Transfer Doc0005900274
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address413 OLIVER ST, COVINGTON, KY 41014-1343
Document Number0000000050
Instrument DateMay 08, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 OLIVER ST COVINGTON KY 410141343, COVINGTON, KY 41014-1343

Mortgage

Document Number0000000050
DateMay 28, 2020
Book Page000M49/000140
Instrument50
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 27, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,453.00 (-0.55%)$109,700 (-) Land $5,000 Building $104,700$109,700 (-) Land $5,000 Building $104,700
2023$1,461.00$109,700 Land $5,000 Building $104,700$109,700 Land $5,000 Building $104,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170610002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 383 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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