409 Oliver St, Covington, KY 41014 Property Records

Kenton County property record for 409 Oliver St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 924 sqft · built 1979
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$77,999 (Oct 2017)
Tax Bill$1,032 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-31-13-005.00

Property Details

APN / Parcel Number

Primary APN055-31-13-005.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area924 sqft Finished Area
Gross Area1,192 sqft

Exterior

Year BuiltBuilt 1979
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0553113005.00
Street Address409 OLIVER ST
CityCOVINGTON
StateKY
Zip41014-1343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATTON SEC 10 LOT 90
Legal SubdivisionPATTON
Legal Phase10
Legal Lot Number90
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2008
Census Tract61000

Owner

Source: Kenton County records · APN 055-31-13-005.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 OLIVER ST, COVINGTON, KY 41014-1343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2017 · Amount on Record
Deed SaleOct 17, 2017 · Amount on Record
Prior SaleMay 15, 2009 · Amount on Record
Deed Document Number0006274137
Deed Book / Page6274 / 137
Record UpdatedJun 08, 2026

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateOct 17, 2017
Property Address409 OLIVER ST, COVINGTON, KY 41014-1343
Document Number0000000189
Book / Page0C6274 / 000137
Instrument DateOct 13, 2017
Instrument189
Transaction TypeTransfer
Record UpdatedNov 16, 2017
Title CompanyMATINGLY FORD TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$78.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 OLIVER ST COVINGTON KY 410141343, COVINGTON, KY 41014-1343

Mortgage

Document Number190
DateOct 17, 2017
Book Page0C6274/000140
Instrument190
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 16, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,032.00 (-0.48%)$77,900 (-) Land $5,000 Building $72,900$77,900 (-) Land $5,000 Building $72,900
2023$1,037.00$77,900 Land $5,000 Building $72,900$77,900 Land $5,000 Building $72,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170610002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 383 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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