505 Oliver St, Covington, KY 41014 Property Records

Kenton County property record for 505 Oliver St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,440 sqft · built 1900
Lot Size	0.109 acres (4,750 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Aug 2022)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-31-19-002.01`

Property Details

APN / Parcel Number

Primary APN	`055-31-19-002.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,440 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	100 ft deep x 47.5 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	505 OLIVER ST
City	COVINGTON
State	KY
Zip	41014-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTON SEC 12 PT LOTS 94-95 47.5'X 100' SS OLIVER 22.5' E EASTERN
Legal Subdivision	PATTON
Legal Phase	12
Legal Lot Number	94,95
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	56 ORPHANAGE RD, FT MITCHELL, KY 41017-3128
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES EXCHANGE BANK STANTON KY
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit GOLDEN EMPIRE MORTGAGE INC
Aug 26, 2022	Warranty Deed, Transfer · Line of Credit GOLDEN EMPIRE MORTGAGE INC
Nov 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	202296
Deed Book / Page	186 / 493
Prior Transfer Date	Dec 4, 2009
Prior Transfer Doc	0005900171
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	505 OLIVER ST, COVINGTON, KY 41014-1345
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 ORPHANAGE RD, FT MITCHELL, KY 41017-3128

Mortgage

Document Number	0005900063
Date	Jan 17, 2023
Book Page	434/609
Instrument	23011705900063

Lender

Name	PEOPLES EXCHANGE BANK STANTON KY
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	505 OLIVER ST, COVINGTON, KY 41014-1345
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	AGILITY CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900097
Date	Aug 29, 2022
Book Page	401/957
Instrument	22082905900097

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2023

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 26, 2022
Property Address	505 OLIVER ST, COVINGTON, KY 41014-1345
Document Number	0005900085
Book / Page	186 / 297
Instrument Date	Aug 25, 2022
Instrument	22082605900085
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 OIIVER ST, 521, COVINGTON, KY 41014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 PARKVALE CT APT 8, 8, PARK HILLS, KY 41011-1944

Mortgage

Document Number	0005900086
Date	Aug 26, 2022
Book Page	401/505
Instrument	22082605900086

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2023

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2021
Property Address	505 OLIVER ST, COVINGTON, KY 41014-1345
Document Number	0005900057
Book / Page	132 / 413
Instrument Date	Nov 18, 2021
Instrument	21112205900057
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Tax	$27.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8229 WOODCREEK DR, 8229, FLORENCE, KY 41042-9119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 OLIVER ST, COVINGTON, KY 41014-1345

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,200 (+37.85%) Land $10,000 Building $169,200	$179,200 (+37.85%) Land $10,000 Building $169,200
2025	$1,722.00 (-0.52%)	$130,000 (-) Land $5,000 Building $125,000	$130,000 (-) Land $5,000 Building $125,000
2023	$1,731.00	$130,000 Land $5,000 Building $125,000	$130,000 Land $5,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Oliver St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures