417 Main St, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 417 Main St, Cold Brook, NY 13324

Property Summary

Property Type	Single Family Home
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (Jun 2024)
Tax Bill	$2,665 (2026)
Deeds & Mortgages	Apr 2021 Sale Oct 2020 Sale + 1 more
APN	`214401 088.36-1-18.2`

Property Details

APN / Parcel Number

Primary APN	`214401 088.36-1-18.2`
Alternative APN	`440108803600010182000000`

Exterior

Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	417 MAIN ST
City	COLD BROOK
State	NY
Zip	13324-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	18.200
Jurisdiction	HERKIMER NY
Township / Civil Division	RUSSIA
Census Block Group	1
Census Block	1004
Census Tract	11503

Owner

Source: Herkimer County and Russia Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	417 MAIN ST, COLD BROOK, NY 13324-1706
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Warranty Deed, Transfer
Oct 13, 2020	Deed, Transfer
Dec 10, 2019	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	2024RP2024-2345
Last Transfer Date	Apr 13, 2025
Transfer Doc	0020251501
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Apr 12, 2021
Property Address	417 MAIN ST, COLD BROOK, NY 13324-1706
Document Number	0020211894
Instrument Date	Feb 26, 2021
Instrument	2021-1894
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 SANDHURST DR, VALLEJO, CA 94591-6880

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 13, 2020
Property Address	417 MAIN ST, COLD BROOK, NY 13324-1706
Document Number	0020204545
Instrument Date	Sep 23, 2020
Instrument	2020-4545
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SAMANTHA PL, VACAVILLE, CA 95687-7845

December 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	HERKIMER NY
Recording Date	Dec 10, 2019
Property Address	417 MAIN ST, COLD BROOK, NY 13324-1706
Document Number	0020195633
Instrument Date	Nov 1, 2019
Instrument	2019-5633
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Russia Town
Municipality	Cold Brook Village
Unified School District	Poland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,665.00 (-0.15%)
2025	$2,669.00	$114,500 (-) Land $12,000 Building $102,500	$159,249 (+4.31%) Land $16,690 Building $142,559
2023		$114,500 (-) Land $12,000 Building $102,500	$152,667 (+13%) Land $16,000 Building $136,667
2022		$114,500 Land $12,000 Building $102,500	$135,103 Land $14,159 Building $120,944
2020	$2,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLAND VILLAGE serves 508 people · EPA ID NY2102313
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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