Herkimer County and Russia Town property record for 421 Main St, Cold Brook, NY 13324 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1880 |
| Square Footage | 2,352 sqft Living Area |
| Lot Size | 27,007 sqft (0.62 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $37,000 (1997) |
| Tax Bill | $1,399.00 (2025) |
| Primary APN | 214401 088.36-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,352 sqft Living Area |
| 1st Floor | 1,269 sqft 1st Floor |
| 2nd Floor | 721 sqft 2nd Floor |
| Upper Floors | 362 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 27,007 sqft (0.62 acres) |
| Depth X Width | 354 ft x 61 ft Depth x Width |
| Pool Type | Above-Ground Pool Pool Type |
| Shed | 1 Shed |
| Porch Area | 147 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 062002640 |
|---|---|
| Street Address | 421 MAIN ST |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-1706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 43 RG HO 1/2 RTE 8 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | HERKIMER NY |
| Minor Civil Division | RUSSIA |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 11503 |
Source: Herkimer County and Russia Town records · APN 214401 088.36-1-19
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 MAIN ST, COLD BROOK, NY 13324-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 24, 2010 | Deed of Trust, Mortgage AMERICU CREDIT UNION |
| Oct 21, 2013 | Deed of Trust, Mortgage ADMIRALS BANK |
| Mar 28, 2025 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 1997 · Amount on Record |
| Deed Sale | Jun 17, 1997 · Amount on Record |
| Deed Book / Page | 842 / 417 |
| Last Transfer Date | Mar 28, 2025 |
| Transfer Doc | 0020251159 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 421 MAIN ST, COLD BROOK, NY 13324-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001378/0000000682 |
|---|---|
| Date | Nov 24, 2010 |
| Book Page | 0000001378/0000000682 |
| Instrument | 2010-0016206 |
| Name | AMERICU CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 421 MAIN ST, COLD BROOK, NY 13324-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001507/0000000479 |
|---|---|
| Date | Oct 21, 2013 |
| Book Page | 0000001507/0000000479 |
| Instrument | 0300181970 |
| Name | ADMIRALS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Mar 28, 2025 |
| Property Address | 421 MAIN ST, COLD BROOK, NY 13324-1706 |
| Document Number | RP20251159 |
| Instrument Date | Mar 28, 2025 |
| Instrument | RP2025-1159 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 MAIN ST, COLD BROOK, NY 13324-1706 |
| Investor | Possibly a Property Investor |
Source: Herkimer County and Russia Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Municipality | Cold Brook Village |
| Unified School District | Poland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,399.00 (+9.47%) | $60,000 (-) Land $11,000 Building $49,000 | $83,449 (+4.31%) Land $15,299 Building $68,150 |
| 2023 | $60,000 Land $11,000 Building $49,000 | $80,000 Land $14,667 Building $65,333 | |
| 2020 | $1,278.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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