304 Main St, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 304 Main St, Cold Brook, NY 13324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 895 sqft · built 1900
Lot Size	0.677 acres (29,520 sqft)
Owner	Individual Name on Record
Last Sale	$7,500 (Jul 2024)
Tax Bill	$1,206 (2026)
APN	`214401 088.44-1-12`

Property Details

APN / Parcel Number

Primary APN	`214401 088.44-1-12`
Alternative APNs	`440108804400010120000000` `062000180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	895 sqft Living Area
1st Floor Area	643 sqft
Upper Floors Area	252 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	29,520 sqft (0.677 acres)
Lot Dimensions	90 ft deep x 328 ft wide
Garage Type	Detached
Garage Area	870 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	141 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	062000180
Street Address	304 MAIN ST
City	COLD BROOK
State	NY
Zip	13324-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	50
Legal Description	LOT 44 ROYAL GRANT HOUSE RTE 8
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	HERKIMER NY
Township / Civil Division	RUSSIA
Census Block Group	1
Census Block	1002
Census Tract	11503

Owner

Source: Herkimer County and Russia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	292 MAIN ST, COLD BROOK, NY 13324-1702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Nov 7, 2012 · Amount on Record
Deed Document Number	2024RP2024-3163
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Russia Town
Municipality	Cold Brook Village
Unified School District	Poland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,206.00 (-0.08%) Homeowner's exemption
2025	$1,207.00 (+48.83%)	$51,800 (-) Land $9,900 Building $41,900	$72,045 (+4.31%) Land $13,769 Building $58,276
2023		$51,800 Land $9,900 Building $41,900	$69,067 Land $13,200 Building $55,867
2020	$811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100