Herkimer County and Russia Town property record for 463 Main St, Cold Brook, NY 13324 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,251 sqft · built 1889 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jul 2020) |
| Tax Bill | $1,375 (2025) |
| Deeds & Mortgages | Jul 2020 Sale Nov 2006 Sale |
| APN | 214401 089.21-1-2 |
| Primary APN | 214401 089.21-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Upper Floors Area | 399 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Porch |
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 062002730 |
|---|---|
| Street Address | 463 MAIN ST |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 ROYAL GRANT HOUSE |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 11503 |
Source: Herkimer County and Russia Town records · APN 214401 089.21-1-2
Assessment roll updated May 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 463 MAIN ST, COLD BROOK, NY 13324-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2020 | Warranty Deed, Transfer |
| Nov 09, 2006 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Prior Sale | Nov 09, 2006 · Amount on Record |
| Deed Document Number | 20202020-3105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 31, 2020 |
| Property Address | 463 MAIN ST, COLD BROOK, NY 13324-1720 |
| Document Number | 0020203105 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020-3105 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 NICHOLS ST, UTICA, NY 13501-1532 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Nov 09, 2006 |
| Property Address | 463 MAIN ST, COLD BROOK, NY 13324-1720 |
| Document Number | 0000001191/0000000374 |
| Book / Page | 0000001191 / 0000000374 |
| Instrument Date | Nov 06, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 MAIN ST, COLD BROOK, NY 13324-1706 |
Source: Herkimer County and Russia Town records · Assessment roll updated May 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Municipality | Cold Brook Village |
| Unified School District | Poland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,375.00 (+0.22%) | $59,000 (-) Land $18,500 Building $40,500 | $82,058 (+4.31%) Land $25,730 Building $56,328 |
| 2023 | $59,000 Land $18,500 Building $40,500 | $78,667 Land $24,667 Building $54,000 | |
| 2020 | $1,372.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430115032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2019, tidal / storm surge, Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| The Middleburgh Telephone Company | Fiber | 500 / 100 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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