292 Main St, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 292 Main St, Cold Brook, NY 13324

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,848 sqft · built 1890
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Tax Bill$1,699 (2026)
APN214401 088.44-1-15.3

Property Details

APN / Parcel Number

Primary APN214401 088.44-1-15.3

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,848 sqft Total Area
1st Floor Area924 sqft
2nd Floor Area924 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area26,136 sqft (0.6 acres)
Lot Width109 ft Width
PorchSlab
Porch Area192 sqft
Canopy192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address292 MAIN ST
CityCOLD BROOK
StateNY
Zip13324-1702
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code50
Legal Block1
Legal Lot Number15.300
JurisdictionHERKIMER NY
Township / Civil DivisionRUSSIA
Census Block Group1
Census Block1002
Census Tract11503

Owner

Source: Herkimer County and Russia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address292 MAIN ST, COLD BROOK, NY 13324-1702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionRussia Town
MunicipalityCold Brook Village
Unified School DistrictPoland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,699.00 (-0.18%)
2025$1,702.00 (+0.29%)$73,000 (-) Land $10,000 Building $63,000$101,530 (+4.31%) Land $13,908 Building $87,622
2023$73,000 Land $10,000 Building $63,000$97,333 Land $13,333 Building $84,000
2020$1,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2019–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number