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412 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 412 E Adams St, O Fallon, IL 62269 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,053 sqft · built 1948
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$147,000 (Jul 2021)
Tax Bill$3,999 (2024)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jul 2021 Sale & Mortgage
APN04-29-0-117-018

Property Details

APN / Parcel Number

Primary APN04-29-0-117-018

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,053 sqft Living Area
Basement Area1,053 sqft
Unfinished Basement1,053 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address412 E ADAMS ST
CityO FALLON
StateIL
Zip62269-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENNS 4TH ADD TO O FALLON LOT/SEC-52 A02706790
Legal SubdivisionPENNS 4TH ADD
Legal Block117
Legal Lot Number52
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2020
Census Tract504351

Owner

Source: St. Clair County records · APN 04-29-0-117-018

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 E ADAMS ST, O FALLON, IL 62269-1423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Corporation Deed, Transfer · Commercial Mortgage
BANK OF BELLEVILLE
Jul 06, 2021Warranty Deed, Transfer · FHA Mortgage
ENDEAVOR CAPITAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2021 · Amount on Record
Deed SaleJul 06, 2021 · Amount on Record
Prior SaleDec 01, 2006 · Amount on Record
Deed Document Number20212706790
Prior Transfer DateOct 10, 2005
Prior Transfer Doc04248/1806
Record UpdatedJun 08, 2026

April 2024: Corporation Deed, Transfer

Document TypeCorporation Deed
JurisdictionST CLAIR IL
Recording DateApr 05, 2024
Property Address412 E ADAMS ST, O FALLON, IL 62269-1423
Document Number0A02809785
Map ReferenceMB 81 PG 48
Instrument DateMar 13, 2024
InstrumentA02809785
Transaction TypeTransfer
Record UpdatedApr 22, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address660 STATE ROUTE0 158, 158, COLUMBIA, IL 62236

Mortgage

Document Number0A02809786
DateApr 05, 2024
InstrumentA02809786
Lender
NameBANK OF BELLEVILLE
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 06, 2021
Property Address412 E ADAMS ST, O FALLON, IL 62269-1423
Document Number0A02706790
Map ReferenceMB O PG 21
Instrument DateJul 01, 2021
InstrumentA02706790
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address412 E ADAMS ST, O FALLON, IL 62269-1423

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address412 E ADAMS ST, O FALLON, IL 62269-1423

Mortgage

Document Number0A02706792
DateJul 06, 2021
InstrumentA02706792
Lender
NameENDEAVOR CAPITAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,999.00$54,872 (+22.55%) Land $4,659 Building $50,213$164,616 (+22.55%) Land $13,977 Building $150,639
2022$44,775 Land $3,802 Building $40,973$134,325 Land $11,406 Building $122,919

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043512, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP, Verizon, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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