415 Franklin St, Lima, OH 45804 Property Records

Allen County property record for 415 Franklin St, Lima, OH 45804

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,944 sqft · built 1915
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$230,900 (Mar 2022)
Tax Bill$564 (2025)
Deeds & MortgagesMar 2022 Sale & Line of Credit
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN47-0606-02-022.000

Property Details

APN / Parcel Number

Primary APN47-0606-02-022.000
Alternative APN
  • M3847060602022000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,944 sqft Living Area
Gross Area4,416 sqft
1st Floor Area1,472 sqft
Upper Floors Area1,472 sqft
Basement Area1,472 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions152 ft deep x 43 ft wide
PorchOpen Concrete/Masonry Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address415 FRANKLIN ST
CityLIMA
StateOH
Zip45804-1509
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPEERLESS ADDITION LOT 8522 FF 43.00
Legal SubdivisionPEERLESS ADDITION
Legal Lot Number8522
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group1
Census Block1010
Census Tract13600

Owner

Source: Allen County records · APN 47-0606-02-022.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address415 FRANKLIN ST, 417, LIMA, OH 45804-1509
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Warranty Deed, Transfer · Line of Credit
THE STATE BANK & TRUST CO
Sep 21, 2020Deed of Trust, Mortgage · Line of Credit
FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2022 · Amount on Record
Deed SaleMar 21, 2022 · Amount on Record
Prior SaleApr 12, 1994 · Amount on Record
Deed Document Number20223268
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateMar 21, 2022
Property Address415 FRANKLIN ST, LIMA, OH 45804-1509
Document Number3210003268
Book / Page2022 / 3268
Map ReferenceMB 3 PG 265
Instrument DateJan 28, 2022
Instrument202203210003268
Transaction TypeTransfer
Record UpdatedApr 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5741 SPRINGHILL CT, LIBERTY TWP, OH 45011-2996

Mortgage

Document Number3210003269
DateMar 21, 2022
Instrument202203210003269
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueJan 27, 2042

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address415 FRANKLIN ST, LIMA, OH 45804-1509
Document Number0000011856
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address415-417 FRANKLIN ST LIMA OH 458041509, LIMA, OH 45804-1509

Mortgage

Document Number0000011856
DateSep 29, 2020
Instrument11856
Lender
NameFIRST NAT'L BK/PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueSep 28, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictLima City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$564.00 (+5.22%)$13,410 (-) Land $1,050 Building $12,360$38,300 (-) Land $3,000 Building $35,300
2024$536.00 (-7.27%)$13,410 (+4.93%) Land $1,050 Building $12,360$38,300 (+4.93%) Land $3,000 Building $35,300
2023$578.00 (-0.34%)$12,780 (-) Land $1,020 Building $11,760
2022$580.00$12,780 Land $1,020 Building $11,760
2021$36,500 Land $2,900 Building $33,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), as of June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030136001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hanson Communications.

Based on FCC filings for 550 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH0200811, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLIMA CITY
serves 65,619 people
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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