415 Emerald Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 415 Emerald Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,752 sqft · built 2007
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jun 2016)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`991-00012-170`

Property Details

APN / Parcel Number

Primary APN	`991-00012-170`
Alternative APN	`256225`

Interior

Stories	1 Story
Building Area	2,752 sqft Living Area
Gross Area	3,663 sqft
1st Floor Area	2,752 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	911 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	128 sqft
Porch	Open Porch
Porch Area	660 sqft

Location & Zoning

Street Address	415 EMERALD LAKE DR
City	LAREDO
State	TX
Zip	78041-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 12, LOT 17, PHASE 4
Legal Subdivision	LAKESIDE
Legal Phase	4
Legal Block	12
Legal Lot Number	17
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2001
Census Tract	1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 EMERALD LAKE DR, LAREDO, TX 78041-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
May 18, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Prior Sale	Aug 3, 2006 · Amount on Record
Deed Document Number	20161267942
Deed Book / Page	4065 / 487
Prior Transfer Date	Jul 21, 2006
Prior Transfer Doc	002153/186
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	415 EMERALD LAKE DR, LAREDO, TX 78041-2002
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004828/476
Date	Jul 28, 2020
Book Page	4828/476
Instrument	1399023

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	May 18, 2022
Property Address	415 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number	005275/237
Book / Page	5275 / 237
Instrument Date	Aug 6, 2021
Instrument	1468131
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14415 MINES RD, 14415, LAREDO, TX 78045-7848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 EMERALD LAKE DR, LAREDO, TX 78041-2002

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,160 (+3.08%) Land $235,008 Building $350,152	$585,160 (+3.08%) Land $235,008 Building $350,152
2025	$2,872.00 (-18.71%) Homeowner's exemption	$567,682 (+6.72%) Land $235,008 Building $332,674	$567,682 (+6.72%) Land $235,008 Building $332,674
2024	$3,533.00 (+10.44%)
2023		$531,921 Land $175,716 Building $356,205	$531,921 Land $175,716 Building $356,205
2022	$3,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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