Webb County property record for 410 Emerald Lake Dr, Laredo, TX 78041
| Property Type | Single Family Home |
|---|---|
| Details | 4,022 sqft · built 2017 |
| Lot Size | 0.206 acres (8,981 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,022 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 991-00015-190 |
| Primary APN | 991-00015-190 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,022 sqft Living Area |
| Gross Area | 4,440 sqft |
| 1st Floor Area | 2,498 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 8,981 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 630 sqft |
| Patio Area | 96 sqft |
| Balcony Area | 96 sqft |
| Street Address | 410 EMERALD LAKE DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78041-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKESIDE, BLOCK 15, LOT 19, PHASE 1 |
| Legal Subdivision | LAKESIDE |
| Legal Phase | 1 |
| Legal Block | 15 |
| Legal Lot Number | 19 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1714 |
410 Emerald Lake Dr is owned and occupied by two individuals who acquired it in September 2016.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 EMERALD LAKE DR, LAREDO, TX 78041-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2016 |
| Deed Sale | Sep 14, 2016 |
| Deed Document Number | 20161275837 |
| Deed Book / Page | 4111 / 617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 410 EMERALD LAKE DR, LAREDO, TX 78041-2002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4339/501 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 4339/501 |
| Instrument | 1315346 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 410 Emerald Lake Dr was $3,022 with a homeowner's exemption, down 18.2% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622,048 (+4.17%) Land $150,518 Building $471,530 | $622,048 (+4.17%) Land $150,518 Building $471,530 | |
| 2025 | $3,022.00 (-18.24%) Homeowner's exemption | $597,155 Land $150,518 Building $446,637 | $597,155 Land $150,518 Building $446,637 |
| 2024 | $3,696.00 | ||
| 2023 | $587,137 Land $112,529 Building $474,608 | $587,137 Land $112,529 Building $474,608 | |
| 2022 | $3,490.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 Emerald Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1999–2017) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Sep 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 Emerald Lake Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
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