412 Emerald Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 412 Emerald Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,626 sqft · built 2005
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,476 (2024)
Deeds & Mortgages	Feb 2023 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-00015-200`

Property Details

APN / Parcel Number

Primary APN	`991-00015-200`
Alternative APN	`256244`

Interior

Stories	2 Stories
Building Area	2,626 sqft Living Area
1st Floor Area	1,810 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Tile
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Patio Area	63 sqft
Balcony Area	63 sqft

Location & Zoning

Street Address	412 EMERALD LAKE DR
City	LAREDO
State	TX
Zip	78041-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 15, LOT 20, PHASE 4
Legal Subdivision	LAKESIDE
Legal Phase	4
Legal Block	15
Legal Lot Number	20
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2015
Census Tract	1714

Owner

Source: Webb County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 EMERALD LAKE DR, LAREDO, TX 78041-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer
Apr 30, 2020	Vendor's Lien, Transfer · VA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2023
Deed Sale	Feb 15, 2023
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	20231491678
Deed Book / Page	5415 / 368
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	004776/517
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Feb 15, 2023
Property Address	412 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number	005415/368
Book / Page	5415 / 368
Map Reference	VOL 20 PG 59
Instrument Date	Feb 13, 2023
Instrument	1491678
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 PLACIDO DR, LAREDO, TX 78045-4278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7550 COUNTRY CLUB DR APT 15207, 15207, LAREDO, TX 78041-3367

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 30, 2020
Property Address	412 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number	004776/517
Book / Page	4776 / 517
Map Reference	VOL 20 PG 59
Instrument Date	Apr 28, 2020
Instrument	1390648
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 EMERALD LAKE DR, LAREDO, TX 78041-2002

Mortgage

Document Number	0001390649
Date	Apr 30, 2020
Instrument	1390649

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,444 (+7.37%) Land $150,840 Building $242,604	$393,444 (+7.37%) Land $150,840 Building $242,604
2024	$1,476.00 (-22.07%)
2023		$366,437 Land $112,770 Building $253,667	$366,437 Land $112,770 Building $253,667
2022	$1,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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