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419 Emerald Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 419 Emerald Lake Dr, Laredo, TX 78041

Property Summary

Property TypeSingle Family Home
Details3,339 sqft · built 2002
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on Record
Last Sale$412,500 (Nov 2017)
Tax Bill$3,033 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN991-00012-190

Property Details

APN / Parcel Number

Primary APN991-00012-190
Alternative APN
  • 256227

Interior

Stories2 Stories
Building Area3,339 sqft Living Area
Gross Area3,939 sqft
1st Floor Area2,417 sqft
Utility Area36 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Roof TypeHip
Roof MaterialTile
Lot Area10,800 sqft (0.248 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area496 sqft
PorchOpen Porch
Porch Area952 sqft
Patio Area112 sqft
Balcony Area112 sqft

Location & Zoning

Street Address419 EMERALD LAKE DR
CityLAREDO
StateTX
Zip78041-2002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKESIDE, BLOCK 12, LOT 19, PHASE 4
Legal SubdivisionLAKESIDE
Legal Phase4
Legal Block12
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2001
Census Tract1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address419 EMERALD LAKE DR, LAREDO, TX 78041-2002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2017 · Amount on Record
Deed SaleNov 15, 2017 · Amount on Record
Deed Document Number20171313615
Deed Book / Page4330 / 178
Prior Transfer DateNov 13, 2017
Prior Transfer Doc004330/178
Record UpdatedOct 29, 2026

November 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 15, 2017
Property Address419 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number004330/178
Book / Page4330 / 178
Map ReferenceVOL 20 PG 59
Instrument DateNov 13, 2017
Instrument1313615
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 EMERALD LAKE DR, LAREDO, TX 78041-2002

Mortgage

Document Number0001313616
DateNov 15, 2017
Instrument1313616
Lender
NameCOMMONWEALTH MORTGAGE OF TEXAS LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$619,319 (+3.31%) Land $235,008 Building $384,311$619,319 (+3.31%) Land $235,008 Building $384,311
2025$3,033.00 (-18.53%) Homeowner's exemption$599,465 (+6.29%) Land $235,008 Building $364,457$599,465 (+6.29%) Land $235,008 Building $364,457
2024$3,723.00 (+9.89%)
2023$563,968 Land $175,716 Building $388,252$563,968 Land $175,716 Building $388,252
2022$3,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1999–2017)
Claims Outside the SFHA9 of 9
Most Recent ClaimSep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Verizon.

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