414 Emerald Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 414 Emerald Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,624 sqft · built 2004
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$381,806 (Jan 2023)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`991-00015-210`

Property Details

APN / Parcel Number

Primary APN	`991-00015-210`
Alternative APN	`256245`

Interior

Stories	2 Stories
Building Area	2,624 sqft Living Area
Gross Area	3,243 sqft
1st Floor Area	2,037 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	341 sqft

Location & Zoning

Street Address	414 EMERALD LAKE DR
City	LAREDO
State	TX
Zip	78041-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 15, LOT 21, PHASE 4
Legal Subdivision	LAKESIDE
Legal Phase	4
Legal Block	15
Legal Lot Number	21
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2015
Census Tract	1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	414 EMERALD LAKE DR, LAREDO, TX 78041-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Mar 26, 2020	Warranty Deed, Transfer · Commercial Mortgage TEXAS COMMUNITY BANK
Jul 1, 2019	Special Warranty Deed, Transfer
Apr 8, 2019	Trustee's Deed, Foreclosure
Apr 9, 2018	Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	20231490504
Deed Book / Page	5409 / 33
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	004398/177
Record Updated	Oct 29, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 31, 2023
Property Address	414 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number	0005409/33
Book / Page	5409 / 33
Map Reference	VOL 20 PG 59
Instrument Date	Jan 30, 2023
Instrument	1490504
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 EMERALD LAKE DR, LAREDO, TX 78041-2002

Mortgage

Document Number	0001490505
Date	Jan 31, 2023
Instrument	1490505

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Mar 26, 2020
Property Address	414 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number	004761/614
Book / Page	4761 / 614
Map Reference	VOL 20 PG 59
Instrument Date	Mar 24, 2020
Instrument	1388313
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CALLE DEL NORTE STE 201, 201, LAREDO, TX 78041-5961

Mortgage

Document Number	0001388314
Date	Mar 26, 2020
Instrument	1388314

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 24, 2040

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jul 1, 2019
Property Address	414 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number	004624/005
Book / Page	4624 / 005
Map Reference	VOL 20 PG 59
Instrument Date	May 23, 2019
Instrument	1364865
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 E CALTON RD # 202, 202, LAREDO, TX 78041-3988

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Apr 8, 2019
Property Address	414 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number	004578/894
Book / Page	4578 / 894
Map Reference	VOL 20 PG 59
Instrument Date	Apr 2, 2019
Instrument	1357251
Transaction Type	Foreclosure
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 CORPORATE DR, TROY, MI 48098-2639

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 9, 2018
Property Address	414 EMERALD LAKE DR, LAREDO, TX 78041-2002
Document Number	004398/177
Book / Page	4398 / 177
Map Reference	VOL 20 PG 59
Instrument Date	Apr 5, 2018
Instrument	1325664
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 EMERALD LAKE DR, LAREDO, TX 78041-2002

Mortgage

Document Number	0001325665
Date	Apr 9, 2018
Instrument	1325665

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,861 (+3.38%) Land $150,840 Building $260,021	$410,861 (+3.38%) Land $150,840 Building $260,021
2025	$2,011.00 (-18.09%) Homeowner's exemption	$397,430 (+6.3%) Land $150,840 Building $246,590	$397,430 (+6.3%) Land $150,840 Building $246,590
2024	$2,455.00 (+8.53%)
2023		$373,860 Land $112,770 Building $261,090	$373,860 Land $112,770 Building $261,090
2022	$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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