Centre County property record for 415 E Howard St, Bellefonte, PA 16823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1920 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,500 (Apr 2026) |
| Tax Bill | $2,241 (2026) |
| Deeds & Mortgages | Dec 2019 Second Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-102-,258-,0000 |
| Primary APN | 32-102-,258-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 E HOWARD ST |
|---|---|
| City | BELLEFONTE |
| State | PA |
| Zip | 16823-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BELLEFONTE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 11101 |
415 E Howard St is owned and occupied by two individuals who bought it in April 2026.
Source: Centre County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENN STATE FCU |
| Apr 10, 2026 | Deed, Transfer · Conventional Mortgage KISH BANK |
| Dec 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENN STATE FCU |
| Jul 24, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Prior Sale | Jun 8, 1963 · Amount on File |
| Deed Book / Page | 2343 / 457 |
| Prior Transfer Date | Jul 24, 2017 |
| Prior Transfer Doc | 02202/0565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 415 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02244/0030 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 2244/0030 |
| Name | PENN STATE FCU |
|---|---|
| Type | Credit Union |
| Address | STATE COLLEGE, PA 16803 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 31, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Apr 10, 2026 |
| Property Address | 415 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Document Number | 2343000457 |
| Book / Page | 2343 / 457 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257,045.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 415 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Document Number | 2343000458, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 2343/458 |
| Name | KISH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 415 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2244/0030 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 2244/0030 |
| Name | PENN STATE FCU |
|---|---|
| Type | Credit Union |
| Address | STATE COLLEGE, PA 16803 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 31, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jul 24, 2017 |
| Property Address | 415 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Document Number | 02202/0565 |
| Book / Page | 2202 / 0565 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
The 2026 property tax bill for 415 E Howard St was $2,241.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Bellefonte Borough |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,241.00 | $27,015 Land $7,500 Building $19,515 | |
| 2025 | $54,030 Land $15,000 Building $39,030 | ||
| 2024 | $2,095.00 | $27,015 Land $7,500 Building $19,515 | |
| 1994 | $54,030 Land $15,000 Building $39,030 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 415 E Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 E Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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