Centre County property record for 405 E Howard St, Bellefonte, PA 16823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1961 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,419 (2026) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-102-,268-,0000 |
| Primary APN | 32-102-,268-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Basement Area | 320 sqft |
| Finished Basement | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Wood |
| Lot Area | 30,928 sqft (0.71 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 E HOWARD ST |
|---|---|
| City | BELLEFONTE |
| State | PA |
| Zip | 16823-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BELLEFONTE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 11101 |
405 E Howard St is owned and occupied by an individual who acquired it in August 2004.
Source: Centre County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2004 |
| Transfer Doc | 0000002014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 405 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2194-0272 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 2194/0272 |
| Instrument | 2194-0272 |
| Name | CITIZENS BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Dec 14, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 405 E Howard St was $3,419.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Bellefonte Borough |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,419.00 | $41,210 Land $10,000 Building $31,210 | |
| 2025 | $82,420 Land $20,000 Building $62,420 | ||
| 2024 | $3,196.00 | $41,210 Land $10,000 Building $31,210 | |
| 1994 | $82,420 Land $20,000 Building $62,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 E Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 E Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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