Centre County property record for 427 E Howard St, Bellefonte, PA 16823
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,448 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Aug 1985) |
| Tax Bill | $3,430 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-102-,261-,0000 |
| Primary APN | 32-102-,261-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 427 E HOWARD ST |
|---|---|
| City | BELLEFONTE |
| State | PA |
| Zip | 16823-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BELLEFONTE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 11101 |
427 E Howard St is owned and occupied by an individual who bought it in August 1985.
Source: Centre County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS COMMUNITY BANK |
| Dec 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS COMMUNITY BANK |
| Jun 7, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 1985 · Amount on File |
| Deed Sale | Aug 27, 1985 · Amount on File |
| Deed Book / Page | 434 / 1089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 427 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2245/0559 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 2245/0559 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | STATE COLLEGE, PA 16801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 427 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2243/0253 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 2243/0253 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | STATE COLLEGE, PA 16801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 427 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0022000017 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 2200/0017 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 6, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 427 E Howard St was $3,430.
Source: Centre County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Bellefonte Borough |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,430.00 | $41,345 Land $7,500 Building $33,845 | |
| 2025 | $82,690 Land $15,000 Building $67,690 | ||
| 2024 | $3,206.00 | $41,345 Land $7,500 Building $33,845 | |
| 1994 | $82,690 Land $15,000 Building $67,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 E Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 427 E Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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