Centre County property record for 403 E Howard St, Bellefonte, PA 16823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,878 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2023) |
| Tax Bill | $2,412 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-102-,256-,0000 |
| Primary APN | 32-102-,256-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,878 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 E HOWARD ST |
|---|---|
| City | BELLEFONTE |
| State | PA |
| Zip | 16823-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BELLEFONTE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 11101 |
403 E Howard St is owned and occupied by an individual who bought it in September 2023.
Source: Centre County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 11, 2023 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 4, 2021 | Deed, Transfer EPIC SETTLEMENT SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on File |
| Deed Sale | Sep 11, 2023 · Amount on File |
| Prior Sale | Jan 26, 2023 · Amount on File |
| Deed Book / Page | 2310 / 927 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 403 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 403 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Document Number | 002341/512 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 2341/512 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Sep 11, 2023 |
| Property Address | 403 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Document Number | 002310/927 |
| Book / Page | 2310 / 927 |
| Instrument Date | Aug 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Document Number | 0023100928 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2310-0928 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jun 4, 2021 |
| Property Address | 403 E HOWARD ST, BELLEFONTE, PA 16823-1815 |
| Document Number | 2273/700 |
| Book / Page | 2273 / 700 |
| Instrument Date | Jun 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | EPIC SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 FOUNTAIN RD, SNOW SHOE, PA 16874-8810 |
The 2026 property tax bill for 403 E Howard St was $2,412.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Bellefonte Borough |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,412.00 | $29,070 Land $7,500 Building $21,570 | |
| 2025 | $58,140 Land $15,000 Building $43,140 | ||
| 2024 | $2,254.00 | $29,070 (-) Land $7,500 Building $21,570 | |
| 2023 | $2,254.00 | $29,070 Land $7,500 Building $21,570 | |
| 1994 | $58,140 Land $15,000 Building $43,140 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 403 E Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 E Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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