Centre County property record for 409 E Howard St, Bellefonte, PA 16823
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 3 ba · 1,874 sqft · built 1910 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Oct 2023) |
| Tax Bill | $2,530 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-102-,257-,0000 |
| Primary APN | 32-102-,257-,0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,874 sqft Total Area |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Lot Area | 19,602 sqft (0.45 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 60 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 E HOWARD ST |
|---|---|
| City | BELLEFONTE |
| State | PA |
| Zip | 16823-1846 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BELLEFONTE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 11101 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 MERRY HILL RD, STATE COLLEGE, PA 16801-7063 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK |
| Sep 29, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Prior Sale | Sep 29, 2022 · Amount on Record |
| Deed Book / Page | 2311 / 697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Oct 2, 2023 |
| Property Address | 409 E HOWARD ST, BELLEFONTE, PA 16823-1846 |
| Document Number | 002311/697 |
| Book / Page | 2311 / 697 |
| Map Reference | MB 2299 PG 238 |
| Instrument Date | Sep 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF PA L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 119 MERRY HILL RD, STATE COLLEGE, PA 16801-7063 |
| Document Number | 0023110698 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2311-0698 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 409 E HOWARD ST, BELLEFONTE, PA 16823-1846 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 301 KIFER RD, BELLEFONTE, PA 16823-7103 |
| Document Number | 002300/429 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 2300/429 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIFFLINTOWN, PA 17059 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 30, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Sep 29, 2022 |
| Property Address | 409 E HOWARD ST, BELLEFONTE, PA 16823-1846 |
| Document Number | 002299/238 |
| Book / Page | 2299 / 238 |
| Map Reference | MB 1098 PG 371 |
| Instrument Date | Sep 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 301 KIFER RD, BELLEFONTE, PA 16823-7103 |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Bellefonte Borough |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,530.00 (+7.02%) | $30,490 (-) Land $10,000 Building $20,490 | |
| 2025 | $60,980 (-) Land $20,000 Building $40,980 | ||
| 2024 | $2,364.00 | $30,490 (-) Land $10,000 Building $20,490 | |
| 2023 | $2,364.00 | $30,490 Land $10,000 Building $20,490 | |
| 1994 | $60,980 Land $20,000 Building $40,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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