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415 E Cedar St, Cherokee, IA 51012 Property Records

Cherokee County property record for 415 E Cedar St, Cherokee, IA 51012 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1920
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$87,500 (Feb 2026)
Tax Bill$1,170 (2025)
Deeds & MortgagesFeb 2026 Sale & Line of Credit
May 2012 Foreclosure
Flood ZoneZone X (moderate risk)
APN0726352004

Property Details

APN / Parcel Number

Primary APN0726352004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,292 sqft Living Area
1st Floor Area616 sqft
Basement Area616 sqft
Unfinished Basement616 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions160 ft deep x 45 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area214 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address415 E CEDAR ST
CityCHEROKEE
StateIA
Zip51012-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE45' OF N160' LOT 4 BLK 6 BUR MAG SPR ADD 7388
Legal SubdivisionBUR MAG SPR ADD
Legal Block6
Legal Lot Number4
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1018
Census Tract80101

Owner

Source: Cherokee County records · APN 0726352004

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14846 SHAMROCK AVE, REMSEN, IA 51050-8877
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Warranty Deed, Transfer · Line of Credit
UNITED BANK OF IOWA
May 16, 2012Legal Action/Court Order, Foreclosure · Conventional Mortgage
NORTHWEST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2026 · Amount on Record
Deed SaleFeb 12, 2026 · Amount on Record
Prior SaleMay 16, 2012 · Amount on Record
Deed Document Number2026317
Deed Book / Page2026 / 317
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateFeb 12, 2026
Property Address415 E CEDAR ST, CHEROKEE, IA 51012-1905
Document Number002026/317
Book / Page2026 / 317
Instrument DateFeb 10, 2026
Instrument2026 0317
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$139.20
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14846 SHAMROCK AVE, REMSEN, IA 51050-8877

Mortgage

Document Number0020260319
DateFeb 12, 2026
Instrument2026 0319
Lender
NameUNITED BANK OF IOWA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 11, 2046
Interest
Change FrequencyMonthly

May 2012: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionCHEROKEE IA
Recording DateMay 16, 2012
Property Address415 E CEDAR ST, CHEROKEE, IA 51012-1905
Document Number002012/891
Book / Page2012 / 891
Instrument DateMay 10, 2012
Instrument2012 0891
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$111.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E CEDAR ST, CHEROKEE, IA 51012-1905

Mortgage

Document Number0020120892
DateMay 16, 2012
Instrument2012 0892
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2042

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,170.00 Homeowner's exemption$92,310 (+14.33%) Land $6,890 Building $85,420$92,310 (+14.33%) Land $6,890 Building $85,420
2024$1,170.00 (+9.14%)
2023$80,740 (+24.01%) Land $6,890 Building $73,850$80,740 (+24.01%) Land $6,890 Building $73,850
2022$1,072.00 Homeowner's exemption$65,110 Land $5,740 Building $59,370
2021$65,110 Land $5,740 Building $59,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (19035C), updated December 1, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 38% of Iowa
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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