413 E Cedar St, Cherokee, IA 51012 Property Records

Cherokee County property record for 413 E Cedar St, Cherokee, IA 51012 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1925
Lot Size0.161 acres (7,040 sqft)
OwnerIndividual Name on File
Last Sale$49,000 (Oct 2007)
Tax Bill$1,236 (2024)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN0726352003

Property Details

APN / Parcel Number

Primary APN0726352003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area768 sqft Living Area
Basement Area768 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Architectural StyleOther
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,040 sqft (0.161 acres)
Lot Dimensions160 ft deep x 44 ft wide
Garage TypeDetached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area384 sqft
Patio Area411 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address413 E CEDAR ST
CityCHEROKEE
StateIA
Zip51012-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN160' E22 1/2' LOT 3 & N160' OF W21' LT 4 BLK 6 BURROUGHS MAGNETIC SPRING ADDITION 7387
Legal Range40
Legal Township92
Legal Section26
Legal SubdivisionBURROUGHS MAGNETIC SPRING ADD
Legal Block6
Legal Lot Number3,4
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1018
Census Tract80101

Owner

Source: Cherokee County records · APN 0726352003

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address413 E CEDAR ST, CHEROKEE, IA 51012-1905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2007 · Amount on Record
Deed SaleOct 08, 2007 · Amount on Record
Deed Document Number2007 1763
Deed Book / Page2007 / 1763
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address413 E CEDAR ST, CHEROKEE, IA 51012-1905
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/1182
DateMay 26, 2021
Book Page2021/1182
Instrument2021 1182
Lender
NameCENTRAL BANK
TypeBank
AddressSPIRIT LAKE, IA 51360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 30, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$94,670 (+11.8%) Land $6,730 Building $87,940$94,670 (+11.8%) Land $6,730 Building $87,940
2024$1,236.00 (+3.17%)
2023$84,680 (+34.75%) Land $6,730 Building $77,950$84,680 (+34.75%) Land $6,730 Building $77,950
2022$1,198.00 Homeowner's exemption$62,840 Land $5,610 Building $57,230
2021$62,840 Land $5,610 Building $57,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (19035C), updated December 1, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 38% of Iowa
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Cedar St

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