420 E Cedar St, Cherokee, IA 51012 Property Records

Cherokee County property record for 420 E Cedar St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,671 sqft · built 1925
Lot Size	0.17 acres (7,425 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jun 2022)
Tax Bill	$1,700 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0726351020`

Property Details

APN / Parcel Number

Primary APN	`0726351020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	988 sqft
Attic Area	543 sqft
Basement Area	988 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	7,425 sqft (0.17 acres)
Lot Dimensions	165 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	420 E CEDAR ST
City	CHEROKEE
State	IA
Zip	51012-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W27' LOT 15 & E18' LOT 16 BLK 4 BUR MAG SPR ADD 7372
Legal Range	40
Legal Township	92
Legal Section	26
Legal Subdivision	BUR MAG SPR ADD
Legal Block	4
Legal Lot Number	15,16
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1017
Census Tract	80101

Owner

Source: Cherokee County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 E CEDAR ST, CHEROKEE, IA 51012-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
May 13, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	2022 1378
Deed Book / Page	2022 / 1378
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	420 E CEDAR ST, CHEROKEE, IA 51012-1906
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 3RD AVE SE, LE MARS, IA 51031-3623

Mortgage

Document Number	02021/1900
Date	Aug 17, 2021
Book Page	2021/1900
Instrument	2021 1900

Lender

Name	PEOPLES BANK
Type	Bank
Address	ROCK VALLEY, IA 51247

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jul 21, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jun 22, 2022
Property Address	420 E CEDAR ST, CHEROKEE, IA 51012-1906
Document Number	02022/1378
Book / Page	2022 / 1378
Instrument Date	Jun 16, 2022
Instrument	2022 1378
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 NW 1ST ST, ALTA, IA 51002-1105

Mortgage

Document Number	0020221379
Date	Jun 22, 2022
Instrument	2022 1379

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	May 13, 2021
Property Address	420 E CEDAR ST, CHEROKEE, IA 51012-1906
Document Number	02021/1059
Book / Page	2021 / 1059
Instrument Date	May 13, 2021
Instrument	2021 1059
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 4TH ST SW STE A, A, LE MARS, IA 51031-1951

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,670 (+14.22%) Land $6,950 Building $121,720	$128,670 (+14.22%) Land $6,950 Building $121,720
2024	$1,700.00 (+144.25%)
2023		$112,650 (+148.35%) Land $6,950 Building $105,700	$112,650 (+148.35%) Land $6,950 Building $105,700
2022	$696.00	$45,360 Land $5,790 Building $39,570
2021			$45,360 Land $5,790 Building $39,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2013–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

Nearby Properties on E Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures