422 E Cedar St, Cherokee, IA 51012 Property Records

Cherokee County property record for 422 E Cedar St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,576 sqft · built 1915
Lot Size	0.17 acres (7,425 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Jun 2020)
Tax Bill	$1,388 (2026)
Deeds & Mortgages	Sep 2025 Transfer Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0726351021`

Property Details

APN / Parcel Number

Primary APN	`0726351021`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Finished Basement	150 sqft
Unfinished Basement	578 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	7,425 sqft (0.17 acres)
Lot Dimensions	165 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	154 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	422 E CEDAR ST
City	CHEROKEE
State	IA
Zip	51012-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W6' LOT 14 & E39' LOT 15 BLK 4 BUR MAG SPR ADD 7371
Legal Subdivision	BUR MAG SPR ADD
Legal Block	4
Legal Lot Number	14,15
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1017
Census Tract	80101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 E CEDAR ST, CHEROKEE, IA 51012-1906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Intrafamily Transfer, Transfer
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	20201076
Deed Book / Page	2020 / 1076
Last Transfer Date	Sep 16, 2025
Transfer Doc	02025/1764
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE IA
Recording Date	Sep 23, 2025
Property Address	422 E CEDAR ST, CHEROKEE, IA 51012-1906
Document Number	02025/1764
Book / Page	2025 / 1764
Instrument Date	Sep 16, 2025
Instrument	2025 1764
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E CEDAR ST, CHEROKEE, IA 51012-1906

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jun 19, 2020
Property Address	422 E CEDAR ST, CHEROKEE, IA 51012-1906
Document Number	02020/1076
Book / Page	2020 / 1076
Instrument Date	Jun 11, 2020
Instrument	2020 1076
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E CEDAR ST, CHEROKEE, IA 51012-1906
Investor	Possibly a Property Investor

Mortgage

Document Number	0020201077
Date	Jun 19, 2020
Instrument	2020 1077

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,388.00 (+2.66%)	$104,480 (-) Land $6,950 Building $97,530	$104,480 (-) Land $6,950 Building $97,530
2025	$1,352.00 Homeowner's exemption	$104,480 (+13.95%) Land $6,950 Building $97,530	$104,480 (+13.95%) Land $6,950 Building $97,530
2024	$1,352.00 (+10.46%)
2023		$91,690 (+25.35%) Land $6,950 Building $84,740	$91,690 (+25.35%) Land $6,950 Building $84,740
2022	$1,224.00 Homeowner's exemption	$73,150 Land $5,790 Building $67,360
2021			$73,150 Land $5,790 Building $67,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2013–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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