410 E Cedar St, Cherokee, IA 51012 Property Records

Cherokee County property record for 410 E Cedar St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 954 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$105,500 (Dec 2024)
Tax Bill	$1,452 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0726351017`

Property Details

APN / Parcel Number

Primary APN	`0726351017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	954 sqft
Basement Area	954 sqft
Unfinished Basement	954 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	1,272 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	410 E CEDAR ST
City	CHEROKEE
State	IA
Zip	51012-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 4 BUR MAG SPR ADD 7375
Legal Subdivision	BUR MAG SPR ADD
Legal Block	4
Legal Lot Number	18
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1017
Census Tract	80101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 E CEDAR ST, CHEROKEE, IA 51012-1906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit CHEROKEE STATE BANK
Sep 5, 2019	Warranty Deed, Transfer
Sep 5, 2019	Warranty Deed, Transfer
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	20242227
Deed Book / Page	2024 / 2227
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	410 E CEDAR ST, CHEROKEE, IA 51012-1906
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1107
Date	Jun 24, 2020
Book Page	2020/1107
Instrument	2020 1107

Lender

Name	CHEROKEE STATE BANK
Type	Bank
Address	CHEROKEE, IA 51012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Sep 5, 2019
Property Address	410 E CEDAR ST, CHEROKEE, IA 51012-1906
Document Number	2019/1727
Book / Page	2019 / 1727
Instrument Date	Aug 23, 2019
Instrument	2019 1727
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E CEDAR ST, CHEROKEE, IA 51012-1906

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Sep 5, 2019
Property Address	410 E CEDAR ST, CHEROKEE, IA 51012-1906
Document Number	02019/1728
Book / Page	2019 / 1728
Instrument Date	Aug 23, 2019
Instrument	2019 1728
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E CEDAR ST, CHEROKEE, IA 51012-1906

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Sep 5, 2019
Property Address	410 E CEDAR ST, CHEROKEE, IA 51012-1906
Document Number	02019/1726
Book / Page	2019 / 1726
Instrument Date	Aug 21, 2019
Instrument	2019 1726
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E CEDAR ST, CHEROKEE, IA 51012-1906

Mortgage

Document Number	0020191729
Date	Sep 5, 2019
Instrument	2019 1729

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,452.00 (-3.71%)	$106,650 (+8.89%) Land $10,200 Building $96,450	$106,650 (+8.89%) Land $10,200 Building $96,450
2025		$97,940 (+12.47%) Land $10,200 Building $87,740	$97,940 (+12.47%) Land $10,200 Building $87,740
2024	$1,508.00 (+45.56%)
2023		$87,080 (+37.59%) Land $10,200 Building $76,880	$87,080 (+37.59%) Land $10,200 Building $76,880
2022	$1,036.00 Homeowner's exemption	$63,290 Land $8,500 Building $54,790
2021			$63,290 Land $8,500 Building $54,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2013–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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