Benton County property record for 415 Bluff Dr, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,572 sqft · built 1996 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Nov 2019) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00921-000 |
| Primary APN | 12-00921-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,572 sqft Living Area |
| Gross Area | 3,182 sqft |
| 1st Floor Area | 2,572 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 228 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 415 BLUFF DR |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 19-219 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 11 |
| Legal Subdivision | CENTER POINT PARK UNIT III-LOWELL |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21315 |
Source: Benton County records · APN 12-00921-000
Assessment roll updated October 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 BLUFF DR, LOWELL, AR 72745-9115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 26, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jun 04, 2018 | Loan Modification, Mortgage GRAND SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Aug 01, 1995 · Amount on Record |
| Deed Document Number | 201963788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 415 BLUFF DR, LOWELL, AR 72745-9115 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | L202268414 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | L202268414 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 415 BLUFF DR, LOWELL, AR 72745-9115 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021060498 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021060498 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Nov 26, 2019 |
| Property Address | 415 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 0000063788 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 63788 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 415 BLUFF DR LOWELL AR 727459115, LOWELL, AR 72745-9115 |
| Document Number | 63789 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 63789 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 415 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 0000030094 |
| Instrument Date | Jun 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 BLUFF DR LOWELL AR 727459115, LOWELL, AR 72745-9115 |
| Document Number | 0000030094 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 30094 |
| Name | GRAND SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | BENTONVILLE, AR 72712 |
| Term | 36 Months |
|---|---|
| Due | Jun 11, 2021 |
Source: Benton County records · Assessment roll updated October 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,802.00 (+18.78%) Homeowner's exemption | $74,297 (+49.49%) Land $15,200 Building $59,097 | $371,485 (-) Land $76,000 Building $295,485 |
| 2024 | $371,485 (+49.49%) Land $76,000 Building $295,485 | ||
| 2023 | $2,359.00 Homeowner's exemption | $49,700 Land $7,200 Building $42,500 | $248,500 Land $36,000 Building $212,500 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 128 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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