400 Bluff Dr, Lowell, AR 72745 Property Records

Benton County property record for 400 Bluff Dr, Lowell, AR 72745 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,812 sqft · built 1997
Lot Size	0.219 acres (9,583 sqft)
Owner	Owner Name on File
Last Sale	$184,000 (Mar 2014)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00896-000`

Property Details

APN / Parcel Number

Primary APN	`12-00896-000`
Alternative APNs	`43561.0` `43561`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	1,110 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	98 sqft
Porch	Open Porch
Porch Area	24 sqft
Deck Area	231 sqft
Patio Area	286 sqft
Fence	Fence
Pole Barn	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43561.0
Street Address	400 BLUFF DR
City	LOWELL
State	AR
Zip	72745-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 19-219 40
Legal Range	30
Legal Township	18
Legal Section	11
Legal Subdivision	CENTER POINT PARK UNIT III-LOWELL
Legal Block	1
Legal Lot Number	28
Jurisdiction	BENTON AR
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	21315

Owner

Source: Benton County records · APN 12-00896-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	400 BLUFF DR, LOWELL, AR 72745-9115
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit GREAT SOUTHERN BANK
Oct 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Last Sale	Mar 31, 2014 · Amount on Record
Deed Sale	Mar 31, 2014 · Amount on Record
Prior Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	0201415460
Deed Book / Page	2014 / 15460
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	400 BLUFF DR, LOWELL, AR 72745-9115
Transaction Type	Mortgage
Record Updated	Jun 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 BLUFF DR, LOWELL, AR 72745-9115

Mortgage

Document Number	L202323825
Date	May 15, 2023
Instrument	L202323825

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 22, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	400 BLUFF DR, LOWELL, AR 72745-9115
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	CITY TITLE AND CLOSING LLC, CITYTITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021075756
Date	Oct 08, 2021
Instrument	2021075756

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 (+18.71%) Homeowner's exemption	$63,527 (+37.33%) Land $15,200 Building $48,327
2024			$317,635 (+37.33%) Land $76,000 Building $241,635
2023	$2,175.00 Homeowner's exemption	$46,260 Land $7,200 Building $39,060	$231,300 Land $36,000 Building $195,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (05007C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050070213153, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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