Benton County property record for 401 Bluff Dr, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,289 sqft · built 1995 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Feb 2026) |
| Tax Bill | $3,115 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00897-000 |
| Primary APN | 12-00897-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,289 sqft Living Area |
| 1st Floor Area | 2,289 sqft |
| Flooring | Steel Beam |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1,268 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 217 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 43562.0 |
|---|---|
| Street Address | 401 BLUFF DR |
| City | LOWELL |
| State | AR |
| Zip | 72745-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 19-219 40 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 11 |
| Legal Subdivision | CENTER POINT PARK UNIT III-LOWELL |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21315 |
Source: Benton County records, as of February 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 BLUFF DR, LOWELL, AR 72745-9115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU |
| Feb 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARKANSAS FCU |
| Nov 16, 2021 | Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC |
| May 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RONALD & BETSY GORE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on Record |
| Deed Sale | Feb 3, 2026 · Amount on Record |
| Prior Sale | Nov 16, 2021 · Amount on Record |
| Deed Document Number | L202606162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 401 BLUFF DR, LOWELL, AR 72745-9115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | L202560611 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | L202560611 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 24410, LITTLE ROCK, AR 72221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 26, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Feb 3, 2026 |
| Property Address | 401 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | L202606162 |
| Map Reference | MB 2016 PG 934 - 939 |
| Instrument Date | Feb 2, 2026 |
| Instrument | L202606162 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | WACO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 WOODCREEK ST, LOWELL, AR 72745-6012 |
| Name | Verified Name |
|---|---|
| Address | 401 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | L202605975 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | L202605975 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Nov 16, 2021 |
| Property Address | 401 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 0000085480 |
| Map Reference | PL 19 PG 219 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021085480 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 0000085481 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021085481 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 401 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 0000M96042 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000M96042 |
|---|---|
| Date | May 12, 2017 |
| Instrument | M96042 |
| Name | RONALD & BETSY GORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Benton County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,115.00 (+29.58%) | $69,323 (+53.37%) Land $15,200 Building $54,123 | |
| 2024 | $346,615 (+53.37%) Land $76,000 Building $270,615 | ||
| 2023 | $2,404.00 | $45,200 Land $7,200 Building $38,000 | $226,000 Land $36,000 Building $190,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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