Benton County property record for 410 Bluff Dr, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,909 sqft · built 1995 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (May 2021) |
| Tax Bill | $2,356 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00919-000 |
| Primary APN | 12-00919-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 1,909 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 410 BLUFF DR |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 19-219 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 11 |
| Legal Subdivision | CENTER POINT PARK UNIT III-LOWELL |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21315 |
410 Bluff Dr is owned and occupied by two individuals who bought it in May 2021.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 BLUFF DR, LOWELL, AR 72745-9115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAS CHRISTIAN CU |
| May 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Prior Sale | Apr 6, 2009 · Amount on File |
| Deed Document Number | 202134799 |
| Transfer Doc | 0000000000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 410 BLUFF DR, LOWELL, AR 72745-9115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 410 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | L202607940 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | L202607940 |
| Name | AMERICAS CHRISTIAN CU |
|---|---|
| Type | Credit Union |
| Address | 2100 E ROUTE 66 STE 100, GLENDORA, CA 91740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 7, 2021 |
| Property Address | 410 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 2021034799 |
| Map Reference | PL 19 PG 219 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021034799 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | CITY TITLE AND CLOSING LLC, CITYTITLE & CLOSING LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $917.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 2021034800 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021034800 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 410 Bluff Dr was $2,356, up 0.8% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,356.00 (+0.81%) | $62,546 (-) Land $15,200 Building $47,346 | $312,730 Land $76,000 Building $236,730 |
| 2025 | $2,337.00 Homeowner's exemption | $62,546 Land $15,200 Building $47,346 | |
| 2024 | $312,730 (+53.68%) Land $76,000 Building $236,730 | ||
| 2023 | $2,165.00 Homeowner's exemption | $40,700 Land $7,200 Building $33,500 | $203,500 Land $36,000 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 410 Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 Bluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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