Benton County property record for 409 Bluff Dr, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,068 sqft · built 1995 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Aug 2025) |
| Tax Bill | $3,744 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00923-000 |
| Primary APN | 12-00923-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 2,068 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 832 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 70 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 BLUFF DR |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 11 |
| Legal Subdivision | CENTER POINT PARK UNIT III-LOWELL |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21315 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 BLUFF DR, LOWELL, AR 72745-9115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 20, 2020 | Quit Claim Deed, Transfer US BK |
| Aug 16, 2017 | Warranty Deed, Transfer · Conventional with PMI ARMSTRONG BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on Record |
| Deed Sale | Aug 14, 2025 · Amount on Record |
| Prior Sale | Aug 16, 2017 · Amount on Record |
| Deed Document Number | 202545426 |
| Prior Transfer Date | Oct 9, 2020 |
| Prior Transfer Doc | 0000067331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Oct 20, 2020 |
| Property Address | 409 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 0000067331 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 67331 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 BLUFF DR LOWELL AR 727459115, LOWELL, AR 72745-9115 |
| Document Number | 67332 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 67332 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 19, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Aug 16, 2017 |
| Property Address | 409 BLUFF DR, LOWELL, AR 72745-9115 |
| Document Number | 0000D50772 |
| Instrument Date | Aug 11, 2017 |
| Instrument | D50772 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 BLUFF DR LOWELL AR 727459115, LOWELL, AR 72745-9115 |
| Document Number | M170531 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | M170531 |
| Name | ARMSTRONG BK |
|---|---|
| Type | Bank |
| Address | FORT SMITH, AR 72903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,744.00 (+74.95%) | $64,673 (-) Land $15,200 Building $49,473 | $323,365 (-) Land $76,000 Building $247,365 |
| 2025 | $2,140.00 (+24.13%) Homeowner's exemption | $64,673 (+53.22%) Land $15,200 Building $49,473 | |
| 2024 | $323,365 (+53.22%) Land $76,000 Building $247,365 | ||
| 2023 | $1,724.00 Homeowner's exemption | $42,210 Land $7,200 Building $35,010 | $211,050 Land $36,000 Building $175,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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