414 Garnet Ct, Fort Mill, SC 29708 Property Records

York County property record for 414 Garnet Ct, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,427 sqft · built 2002
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2015)
Tax Bill	$2,305 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`651-04-01-036`

Property Details

APN / Parcel Number

Primary APN	`651-04-01-036`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,427 sqft Living Area
Gross Area	4,095 sqft
1st Floor Area	2,477 sqft
2nd Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	6,600 sqft (0.152 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	228 sqft

Location & Zoning

Street Address	414 GARNET CT
City	FORT MILL
State	SC
Zip	29708-7892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 53 FOUR SEASONS AT GOLD HILL
Legal Subdivision	FOUR SEASONS AT GOLD HILL
Legal Lot Number	53
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3009
Census Tract	61011

Owner

414 Garnet Ct is owned and occupied by two individuals who acquired it in September 2026.

Source: York County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 GARNET CT, FORT MILL, SC 29708-7892
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2015 · Amount on File
Deed Sale	Aug 6, 2015 · Amount on File
Prior Sale	Nov 30, 2006 · Amount on File
Deed Document Number	2015308682
Deed Book / Page	15060 / 1
Last Transfer Date	Sep 1, 2026
Transfer Doc	0000032448
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Sep 8, 2026
Property Address	414 GARNET CT, FORT MILL, SC 29708-7892
Document Number	0000032448
Book / Page	22806 / 203
Instrument Date	Sep 1, 2026
Instrument	202632448
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	414 GARNET CT, FORT MILL, SC 29708-7892

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	414 GARNET CT, FORT MILL, SC 29708-7892
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1967200218
Date	Oct 12, 2021
Book Page	19672/218
Instrument	2021058408

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	414 GARNET CT, FORT MILL, SC 29708-7892
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2048700060
Date	Nov 4, 2022
Book Page	20487/60
Instrument	2022046816

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 414 Garnet Ct was $2,305.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,305.00	$15,130 Land $2,426 Building $12,704	$499,000 Land $80,000 Building $419,000
2023	$1,908.00 Additional exemption filed	$13,156 Land $2,405 Building $10,751	$355,534 Land $65,000 Building $290,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 Garnet Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Garnet Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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