415 Garnet Ct, Fort Mill, SC 29708 Property Records

York County property record for 415 Garnet Ct, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,017 sqft · built 2002
Lot Size	0.185 acres (8,064 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (May 2026)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`651-04-01-047`

Property Details

APN / Parcel Number

Primary APN	`651-04-01-047`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	2,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	8,064 sqft (0.185 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Location & Zoning

Street Address	415 GARNET CT
City	FORT MILL
State	SC
Zip	29708-7892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 63 FOUR SEASONS AT GOLD HILL
Legal Subdivision	FOUR SEASONS AT GOLD HILL
Legal Lot Number	63
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3009
Census Tract	61011

Owner

Source: York County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	415 GARNET CT, FORT MILL, SC 29708-7892
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed, Transfer · Conventional Mortgage TRUST BANK
May 1, 2026	Deed, Transfer · Conventional Mortgage TRUST BANK
Mar 20, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	202614986
Deed Book / Page	22554 / 458
Prior Transfer Date	May 14, 2013
Prior Transfer Doc	1343100186
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 1, 2026
Property Address	415 GARNET CT, FORT MILL, SC 29708-7892
Document Number	0000014986
Book / Page	22554 / 458
Instrument Date	Apr 30, 2026
Instrument	2026.14986
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,048.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	415 GARNET CT, FORT MILL, SC 29708-7892

Mortgage

Document Number	0000014987,
Date	May 1, 2026
Instrument	2026..14987

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 1, 2026
Property Address	415 GARNET CT, FORT MILL, SC 29708-7892
Document Number	2255400458
Book / Page	22554 / 458
Instrument Date	Apr 30, 2026
Instrument	202614986
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,048.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	415 GARNET CT, FORT MILL, SC 29708-7892

Mortgage

Document Number	0000014987,
Date	May 1, 2026
Instrument	202614987

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Mar 20, 2020
Property Address	415 GARNET CT, FORT MILL, SC 29708-7892
Document Number	1814300427
Book / Page	018143 / 000427
Instrument Date	Mar 19, 2020
Instrument	11679
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,089.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 GARNET CT FORT MILL SC 297087892, FORT MILL, SC 29708-7892

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Aug 10, 2017
Property Address	415 GARNET CT, FORT MILL, SC 29708-7892
Document Number	1653000041
Book / Page	016530 / 000041
Instrument Date	Aug 9, 2017
Instrument	33161
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1404 COLWICK LN ROCK HILL SC 297328059, ROCK HILL, SC 29732-8059

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,135.00 (+19.47%)	$13,163 (+15%) Land $2,821 Building $10,342	$373,300 (+30.46%) Land $80,000 Building $293,300
2023	$1,787.00	$11,446 Land $2,600 Building $8,846	$286,142 Land $65,000 Building $221,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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