407 Garnet Ct, Fort Mill, SC 29708 Property Records

York County property record for 407 Garnet Ct, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,492 sqft · built 2003
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Feb 2019)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`651-04-01-049`

Property Details

APN / Parcel Number

Primary APN	`651-04-01-049`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	7,144 sqft (0.164 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	267 sqft

Location & Zoning

Street Address	407 GARNET CT
City	FORT MILL
State	SC
Zip	29708-7892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 65 FOUR SEASONS AT GOLD HILL
Legal Subdivision	FOUR SEASONS AT GOLD HILL
Legal Lot Number	65
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3009
Census Tract	61011

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 GARNET CT, FORT MILL, SC 29708-7892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ASSURANCE INC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 19, 2019	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Apr 25, 2003 · Amount on Record
Deed Document Number	20196313
Deed Book / Page	17409 / 491
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	1740600023
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	407 GARNET CT, FORT MILL, SC 29708-7892
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1984900403
Date	Dec 16, 2021
Book Page	19849/403
Instrument	2021071762

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30338

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	407 GARNET CT, FORT MILL, SC 29708-7892
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1808000101
Date	Feb 18, 2020
Book Page	18080/101
Instrument	2020006807

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Feb 19, 2019
Property Address	407 GARNET CT, FORT MILL, SC 29708-7892
Document Number	1740900491
Book / Page	17409 / 491
Map Reference	MB C-53 PG 7
Instrument Date	Feb 19, 2019
Instrument	2019006313
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 GARNET CT, FORT MILL, SC 29708-7892

Mortgage

Document Number	2019006314
Date	Feb 19, 2019
Instrument	2019006314

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Feb 15, 2019
Property Address	407 GARNET CT, FORT MILL, SC 29708-7892
Document Number	1740600023
Book / Page	017406 / 000023
Instrument Date	Feb 15, 2019
Instrument	5938
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 GARNET CT FORT MILL SC 297087892, FORT MILL, SC 29708-7892

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (+22.54%)	$10,236 (+15.01%) Land $2,590 Building $7,646	$316,200 (+42.11%) Land $80,000 Building $236,200
2023	$1,180.00	$8,900 Land $2,600 Building $6,300	$222,509 Land $65,000 Building $157,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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