403 Garnet Ct, Fort Mill, SC 29708 Property Records

York County property record for 403 Garnet Ct, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,371 sqft · built 2004
Lot Size	0.176 acres (7,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Nov 2023)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`651-04-01-050`

Property Details

APN / Parcel Number

Primary APN	`651-04-01-050`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,371 sqft Living Area
Gross Area	3,971 sqft
1st Floor Area	2,230 sqft
2nd Floor Area	1,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	7,662 sqft (0.176 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	75 sqft

Location & Zoning

Street Address	403 GARNET CT
City	FORT MILL
State	SC
Zip	29708-7892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 66 FOUR SEASONS AT GOLD HILL
Legal Subdivision	FOUR SEASONS AT GOLD HILL
Legal Lot Number	66
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3009
Census Tract	61011

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 GARNET CT, FORT MILL, SC 29708-7892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2023	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 18, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	May 27, 2004 · Amount on Record
Deed Document Number	202336945
Deed Book / Page	21055 / 461
Prior Transfer Date	Nov 18, 2021
Prior Transfer Doc	1977600081
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	403 GARNET CT, FORT MILL, SC 29708-7892
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GARNET CT, FORT MILL, SC 29708-7892

Mortgage

Document Number	2235000167
Date	Jan 9, 2026
Book Page	22350/167
Instrument	2026000928

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 27, 2023
Property Address	403 GARNET CT, FORT MILL, SC 29708-7892
Document Number	2105500461
Book / Page	21055 / 461
Map Reference	MB C-53 PG 7
Instrument Date	Nov 27, 2023
Instrument	2023036945
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GARNET CT, FORT MILL, SC 29708-7892

Mortgage

Document Number	2023036946
Date	Nov 27, 2023
Instrument	2023036946

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	YORK SC
Recording Date	Nov 18, 2021
Property Address	403 GARNET CT, FORT MILL, SC 29708-7892
Document Number	1977600081
Book / Page	19776 / 81
Map Reference	MB C-53 PG 7
Instrument Date	Nov 18, 2021
Instrument	2021066166
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GARNET CT, FORT MILL, SC 29708-7892

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,892.00 (+83.5%)	$22,164 (+78.79%) Land $3,200 Building $18,964	$554,100 (+57.76%) Land $80,000 Building $474,100
2023	$2,121.00 Additional exemption filed	$12,397 Land $2,294 Building $10,103	$351,225 Land $65,000 Building $286,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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