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414 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 414 Cerro St, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,621 sqft Living Area
Lot Size7,500 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$560,000 (2011)
Tax Bill$8,418.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-470-25-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,621 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBungalow Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialTile Roof
Lot Area7,500 sqft (0.172 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address414 CERRO ST
CityENCINITAS
StateCA
Zip92024-4702
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 161 TR 007714
Legal SubdivisionENCINITAS ESTATES
Legal Tract007714
Legal Block4
Legal Lot Number161
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4003
Census Tract17403

Owner

Source: San Diego County records · APN 259-470-25-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address414 CERRO ST, ENCINITAS, CA 92024-4702
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY
Oct 18, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 30, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 30, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Jun 04, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2011 · Amount on Record
Deed SaleApr 05, 2011 · Amount on Record
Prior SaleDec 27, 1996 · Amount on Record
Deed Doc Number2011176076
Last Transfer DateSep 22, 2021
Transfer Doc0000724585
Record RefreshedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 19, 2021
Property Address414 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000724585
Map ReferenceMAP 7714
Instrument DateSep 22, 2021
Instrument2021-0724585
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address414 CERRO ST, ENCINITAS, CA 92024-4702

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 18, 2021
Property Address414 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000723166
Map ReferenceMAP 7714
Instrument DateSep 22, 2021
Instrument2021-0723166
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address414 CERRO ST, ENCINITAS, CA 92024-4702

Mortgage

Document Number0000723167
DateOct 18, 2021
Instrument2021-0723167
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address414 CERRO ST, ENCINITAS, CA 92024-4702
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000288917
DateJun 27, 2017
Instrument2017-0288917
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2032

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2020
Property Address414 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000343486
Instrument DateJun 11, 2020
Instrument343486
Transaction TypeTransfer
Record UpdatedJul 09, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address414 CERRO ST ENCINITAS CA 920244702, ENCINITAS, CA 92024-4702

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2020
Property Address414 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000343484
Map ReferenceMAP 7714
Instrument DateJun 11, 2020
Instrument2020-0343484
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address414 CERRO ST, ENCINITAS, CA 92024-4702

Mortgage

Document Number0000343485
DateJun 30, 2020
Instrument2020-0343485
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 04, 2018
Property Address414 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000225232
Instrument DateMay 22, 2018
Instrument225232
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address414 CERRO ST ENCINITAS CA 920244702, ENCINITAS, CA 92024-4702

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$738,758 (+2%) Land $369,253 Building $369,505
2025$8,418.00 (+7.3%) Homeowner's exemption$724,273 (+4.04%) Land $362,013 Building $362,260
2023$7,845.00 (+2.47%) Homeowner's exemption$696,150 Land $347,956 Building $348,194
2022$7,656.00

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