402 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 402 Cerro St, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1974
Square Footage3,012 sqft Living Area
Lot Size9,200 sqft (0.211 acres)
OccupancyOwner Occupied
Last Sale$1,370,000 (2020)
Tax Bill$16,576.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-470-23-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area3,012 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleMediterranean Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialTile Roof
Lot Area9,200 sqft (0.211 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address402 CERRO ST
CityENCINITAS
StateCA
Zip92024-4702
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 159 TR 007714
Legal SubdivisionENCINITAS ESTATES
Legal Tract007714
Legal Block4
Legal Lot Number159
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4003
Census Tract17403

Owner

Source: San Diego County records · APN 259-470-23-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address402 CERRO ST, ENCINITAS, CA 92024-4702
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Intrafamily Transfer, Transfer
Mar 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 07, 2020Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 02, 2020Grant Deed, Transfer · Commercial Mortgage
LENDINGHOME FUNDING CORP
Jul 11, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP
Jul 11, 2019Quit Claim Deed, Transfer
UNISOURCE
Jul 27, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
NETWORK CAP FNDG
Jul 27, 2018Quit Claim Deed, Transfer
UNISOURCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2020 · Amount on Record
Deed SaleJul 07, 2020 · Amount on Record
Prior SaleMar 02, 2020 · Amount on Record
Deed Doc Number2020357814
Last Transfer DateJul 30, 2021
Transfer Doc0000661230
Record RefreshedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 20, 2021
Property Address402 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000661230
Map ReferenceMAP 7714
Instrument DateJul 30, 2021
Instrument2021-0661230
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address402 CERRO ST, ENCINITAS, CA 92024-4702

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address402 CERRO ST, ENCINITAS, CA 92024-4702
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086834
DateMar 12, 2019
Instrument2019-0086834
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 07, 2020
Property Address402 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000357814
Map ReferenceMAP 7714
Instrument DateJun 16, 2020
Instrument2020-0357814
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address402 CERRO ST, ENCINITAS, CA 92024-4702

Mortgage

Document Number0000357815
DateJul 07, 2020
Instrument2020-0357815
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 02, 2020
Property Address402 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000108506
Map ReferenceMAP 7714
Instrument DateFeb 22, 2020
Instrument2020-0108506
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 CERRO ST, ENCINITAS, CA 92024-4702
InvestorPossibly a Property Investor

Mortgage

Document Number0000108507
DateMar 02, 2020
Instrument2020-0108507
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 11, 2019
Property Address402 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000275495
Map ReferenceMAP 7714
Instrument DateJun 19, 2019
Instrument2019-0275495
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyUNISOURCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 CERRO ST, ENCINITAS, CA 92024-4702

Mortgage

Document Number0000275496
DateJul 11, 2019
Instrument2019-0275496
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 11, 2019
Property Address402 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000275497
Instrument DateJun 19, 2019
Instrument275497
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyUNISOURCE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address402 CERRO ST ENCINITAS CA 920244702, ENCINITAS, CA 92024-4702

July 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 27, 2018
Property Address402 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000306034
Instrument DateJul 20, 2018
Instrument306034
Transaction TypeMortgage
Record UpdatedAug 03, 2018
Title CompanyUNISOURCE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 CERRO ST ENCINITAS CA 920244702, ENCINITAS, CA 92024-4702

Mortgage

Document Number306035
DateJul 27, 2018
Instrument306035
Lender
NameNETWORK CAP FNDG
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 27, 2018
Property Address402 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000306036
Instrument DateJul 20, 2018
Instrument306036
Transaction TypeTransfer
Record UpdatedAug 03, 2018
Title CompanyUNISOURCE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address402 CERRO ST ENCINITAS CA 920244702, ENCINITAS, CA 92024-4702

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,512,588 (+2%) Land $1,070,957 Building $441,631
2025$16,576.00 (+3.95%) Homeowner's exemption$1,482,930 (+4.04%) Land $1,049,958 Building $432,972
2024$15,946.00 (+2.65%)
2023$15,535.00 (+2.24%) Homeowner's exemption$1,425,348 Land $1,009,188 Building $416,160
2022$15,194.00

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