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386 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 386 Cerro St, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1974
Square Footage1,962 sqft Living Area
Lot Size7,400 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$147,000 (1984)
Tax Bill$3,963.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-470-22-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,962 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area7,400 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address386 CERRO ST
CityENCINITAS
StateCA
Zip92024-4806
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 158 TR 007714
Legal SubdivisionENCINITAS ESTATES
Legal Tract007714
Legal Block4
Legal Lot Number158
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4003
Census Tract17403

Owner

Source: San Diego County records · APN 259-470-22-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address386 CERRO ST, ENCINITAS, CA 92024-4806
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Oct 11, 2018Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Oct 03, 2017Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Oct 14, 2016Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 1984 · Amount on Record
Deed SaleJan 27, 1984 · Amount on Record
Deed Doc Number198433016
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address386 CERRO ST, ENCINITAS, CA 92024-4806
Transaction TypeMortgage
Record UpdatedJun 10, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 CERRO ST, ENCINITAS, CA 92024-4806

Mortgage

Document Number0000406546
DateJun 01, 2021
Instrument2021-0406546
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address386 CERRO ST, ENCINITAS, CA 92024-4806
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000421850
DateOct 11, 2018
Instrument2018-0421850
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 02, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address386 CERRO ST, ENCINITAS, CA 92024-4806
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000454584
DateOct 03, 2017
Instrument2017-0454584
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressENCINITAS, CA 92024
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 27, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address386 CERRO ST, ENCINITAS, CA 92024-4806
Document Number0000000506
Instrument DateOct 14, 2016
Transaction TypeMortgage
Record UpdatedJan 09, 2017
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address386 CERRO ST ENCINITAS CA 920244806, ENCINITAS, CA 92024-4806

Mortgage

Document Number0000000506
DateJan 03, 2017
Instrument506
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 02, 2032

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$316,188 (+2%) Land $77,308 Building $238,880
2025$3,963.00 (+8.69%) Homeowner's exemption$309,990 (+4.04%) Land $75,793 Building $234,197
2023$3,646.00 (+3.02%) Homeowner's exemption$297,953 Land $72,850 Building $225,103
2022$3,539.00

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