432 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 432 Cerro St, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,603 sqft · built 1976
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on File
Last Sale$221,000 (Jun 1991)
Tax Bill$4,916 (2025)
Deeds & MortgagesAug 2020 Transfer
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN259-470-28-00

Property Details

APN / Parcel Number

Primary APN259-470-28-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,603 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area7,000 sqft (0.161 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address432 CERRO ST
CityENCINITAS
StateCA
Zip92024-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 164 TR 007714
Legal SubdivisionENCINITAS ESTATES
Legal Tract007714
Legal Block4
Legal Lot Number164
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4003
Census Tract17403

Owner

Source: San Diego County records · APN 259-470-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address432 CERRO ST, ENCINITAS, CA 92024-4702
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Affidavit of Death, Transfer
NOT AVAILABLE
Jun 20, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 1991 · Amount on Record
Deed SaleJun 13, 1991 · Amount on Record
Prior SaleOct 23, 1985 · Amount on Record
Deed Document Number1991283682
Last Transfer DateJun 19, 2019
Transfer Doc0000242852
Record UpdatedSep 20, 2026

August 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateAug 18, 2020
Property Address432 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000465374
Instrument DateAug 13, 2020
Instrument465374
Transaction TypeTransfer
Record UpdatedAug 27, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 CERRO ST ENCINITAS CA 920244702, ENCINITAS, CA 92024-4702

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 20, 2019
Property Address432 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000242852
Instrument DateJun 19, 2019
Instrument242852
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address432 CERRO ST ENCINITAS CA 920244702, ENCINITAS, CA 92024-4702

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$406,560 (+2%) Land $165,563 Building $240,997
2025$4,916.00 (+8.19%) Homeowner's exemption$398,589 (+4.04%) Land $162,317 Building $236,272
2023$4,544.00 (+2.81%) Homeowner's exemption$383,114 Land $156,015 Building $227,099
2022$4,420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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