438 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 438 Cerro St, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1975
Square Footage2,175 sqft Living Area
Lot Size6,800 sqft (0.156 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$2,048.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-480-26-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,175 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area6,800 sqft (0.156 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address438 CERRO ST
CityENCINITAS
StateCA
Zip92024-4702
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 165 TR 007714
Legal SubdivisionENCINITAS ESTATES
Legal Tract007714
Legal Block4
Legal Lot Number165
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4003
Census Tract17403

Owner

Source: San Diego County records · APN 259-480-26-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address438 CERRO ST, ENCINITAS, CA 92024-4702
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address438 CERRO ST, ENCINITAS, CA 92024-4702
Document Number0000526300
Instrument DateNov 01, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address438 CERRO ST ENCINITAS CA 920244702, ENCINITAS, CA 92024-4702

Mortgage

Document Number0000526300
DateNov 14, 2019
Instrument526300
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$134,492 (+2%) Land $33,897 Building $100,595
2025$2,048.00 (+11.3%) Homeowner's exemption$131,856 (+4.04%) Land $33,233 Building $98,623
2023$1,840.00 (+4.01%) Homeowner's exemption$126,739 Land $31,944 Building $94,795
2022$1,769.00

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