414 2nd St, Gilbert, IA 50105 Property Records

Story County property record for 414 2nd St, Gilbert, IA 50105

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,012 sqft · built 1977
Lot Size0.227 acres (9,900 sqft)
Owner2 Individual Names on File
Tax Bill$3,376 (2025)
Flood ZoneZone X (minimal risk)
APN05-04-387-100

Property Details

APN / Parcel Number

Primary APN05-04-387-100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,012 sqft Total Area
1st Floor Area1,012 sqft
Basement Area1,012 sqft
Finished Basement948 sqft
Unfinished Basement64 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleDuplex Single
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,900 sqft (0.227 acres)
Lot Dimensions165 ft deep x 60 ft wide
PorchSlab
Porch Area38 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address414 2ND ST
CityGILBERT
StateIA
Zip50105-7732
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionC D SHEPARD'S 3RD ADD BLOCK:1 LOT:12 GILBERT
Legal Range24W
Legal Township84N
Legal Section04
Legal SubdivisionC D SHEPHARD'S 3RD ADD
Legal Block1
Legal Lot Number12
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1040
Census Tract103

Owner

414 2nd St, a duplex, is owned by two individuals.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14090 GEORGE W CARVER AVE, STORY CITY, IA 50248-8664
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityGilbert City
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,376.00 (+20.4%)$193,400 (+21.48%) Land $37,800 Building $155,600$193,400 (+21.48%) Land $37,800 Building $155,600
2024$2,804.00 (+6.94%)
2023$159,200 Land $33,700 Building $125,500$159,200 Land $33,700 Building $125,500
2022$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERT WATER SUPPLY
serves 1,211 people · EPA ID IA8531083
Water SourceGroundwater
Last State InspectionMar 2024
Also Mapped HereXENIA RWD (BOONE)
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

Nearby Streets

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