307 2nd St, Gilbert, IA 50105 Property Records

Story County property record for 307 2nd St, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,687 sqft · built 1900
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`05-04-375-450`

Property Details

APN / Parcel Number

Primary APN	`05-04-375-450`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	856 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	114 sqft
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 2ND ST
City	GILBERT
State	IA
Zip	50105-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION:04 TOWNSHIP:84 RANGE:24 SE SW AUDITOR PLAT LOT 3 GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	04
Legal Subdivision	50504
Legal Lot Number	3
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	307 2ND ST, GILBERT, IA 50105-7731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 23, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021
Deed Sale	Sep 23, 2021
Prior Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	202112186
Prior Transfer Date	Aug 18, 2021
Prior Transfer Doc	0202112186
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	307 2ND ST, GILBERT, IA 50105-7731
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201711176
Date	Nov 2, 2017
Instrument	2017-11176

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

September 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Sep 23, 2021
Property Address	307 2ND ST, GILBERT, IA 50105-7731
Document Number	0202112186
Instrument Date	Aug 18, 2021
Instrument	2021-12186
Transaction Type	Foreclosure
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 2ND ST, GILBERT, IA 50105-7731

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,156.00 (+4%) Homeowner's exemption	$249,000 (+5.02%) Land $107,100 Building $141,900	$249,000 (+5.02%) Land $107,100 Building $141,900
2024	$3,996.00 (+24.18%)
2023		$237,100 Land $102,500 Building $134,600	$237,100 Land $102,500 Building $134,600
2022	$3,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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