Story County property record for 407 2nd St, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,759 sqft · built 1987 |
| Lot Size | 4.94 acres (215,186 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,896 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-375-110 |
| Primary APN | 05-04-375-110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,747 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 1,095 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | A-Frame |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 215,186 sqft (4.94 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 14 sqft |
| Patio Area | 220 sqft |
| Greenhouse | 2,880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 407 2ND ST |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-7732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JORDISON'S SD LOTS 1-3 & PARCEL B SE SW CFN 12-83 |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 04 |
| Legal Subdivision | JORDISON'S ADD |
| Legal Lot Number | 1-3 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 103 |
407 2nd St is owned and occupied by two individuals who acquired it in May 2020.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 210, GILBERT, IA 50105-0210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 14, 2020 |
| Transfer Doc | 0000004932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 407 2ND ST, GILBERT, IA 50105-7732 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202302742 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2023-02742 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 407 2nd St was $6,896 with a homeowner's exemption, up 0.7% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,896.00 (+0.73%) Homeowner's exemption | $420,600 Land $151,600 Building $269,000 | $420,600 Land $151,600 Building $269,000 |
| 2024 | $6,846.00 | ||
| 2023 | $396,900 Land $150,800 Building $246,100 | $396,900 Land $150,800 Building $246,100 | |
| 2022 | $5,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
5G (outdoors only) and 4G LTE
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