315 2nd St, Gilbert, IA 50105 Property Records

Story County property record for 315 2nd St, Gilbert, IA 50105

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,431 sqft · built 1914
Lot Size0.201 acres (8,775 sqft)
Owner2 Trust Names on File
Tax Bill$3,086 (2025)
Flood ZoneZone X (minimal risk)
APN05-04-375-275

Property Details

APN / Parcel Number

Primary APN05-04-375-275

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,431 sqft Living Area
1st Floor Area765 sqft
Basement Area765 sqft
Unfinished Basement765 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,775 sqft (0.201 acres)
Lot Dimensions117 ft deep x 75 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address315 2ND ST
CityGILBERT
StateIA
Zip50105-7731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION:04 TOWNSHIP:84 RANGE:24 S150' E75' W660.5' N545' SE SW GILBERT
Legal Range24W
Legal Township84N
Legal Section04
Legal Subdivision50504
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1012
Census Tract103

Owner

315 2nd St is owner-occupied and held in a trust since June 2023.

Source: Story County records, as of September 1, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 423, GILBERT, IA 50105-0423
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 30, 2023
Transfer Doc0000004454
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 315 2nd St was $3,086 with a homeowner's exemption, up 5.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityGilbert City
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,086.00 (+5.25%) Homeowner's exemption$202,300 Land $42,300 Building $160,000$202,300 Land $42,300 Building $160,000
2024$2,932.00
2023$160,900 Land $37,700 Building $123,200$160,900 Land $37,700 Building $123,200
2022$2,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERT WATER SUPPLY
serves 1,211 people · EPA ID IA8531083
Water SourceGroundwater
Last State InspectionMar 2024
Also Mapped HereXENIA RWD (BOONE)
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

Nearby Streets

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