310 2nd St, Gilbert, IA 50105 Property Records

Story County property record for 310 2nd St, Gilbert, IA 50105

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,357 sqft · built 2009
Lot Size0.272 acres (11,840 sqft)
OwnerIndividual Name on Record
Tax Bill$5,206 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-04-394-100

Property Details

APN / Parcel Number

Primary APN05-04-394-100

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,357 sqft Living Area
1st Floor Area1,357 sqft
Basement Area1,357 sqft
Finished Basement975 sqft
Unfinished Basement382 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleA-Frame
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,840 sqft (0.272 acres)
Lot Dimensions160 ft deep x 74 ft wide
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area32 sqft
Patio Area63 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address310 2ND ST
CityGILBERT
StateIA
Zip50105-7730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionC D SHEPARD'S 2ND ADD BLOCK:1 LOT:3 GILBERT
Legal Range24W
Legal Township84N
Legal Section04
Legal SubdivisionC D SHEPHARD'S 2ND ADD
Legal Block1
Legal Lot Number3
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1013
Census Tract103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 209, GILBERT, IA 50105-0209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address310 2ND ST, GILBERT, IA 50105-7730
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202014803
DateDec 11, 2020
Instrument2020-14803
Lender
NameRIVER VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 15, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityGilbert City
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,206.00 (+2.68%) Homeowner's exemption$309,200 (+3.72%) Land $46,200 Building $263,000$309,200 (+3.72%) Land $46,200 Building $263,000
2024$5,070.00 (+11.09%)
2023$298,100 Land $41,200 Building $256,900$298,100 Land $41,200 Building $256,900
2022$4,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERT WATER SUPPLY
serves 1,211 people · EPA ID IA8531083
Water SourceGroundwater
Last State InspectionMar 2024
Also Mapped HereXENIA RWD (BOONE)
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

Nearby Streets

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