Routt County property record for 413 Clover Cir, Hayden, CO 81639 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,872 sqft · built 1976 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Feb 2019) |
| Tax Bill | $4,318 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R3826061 |
| Primary APN | R3826061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 1,914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Lot Area | 12,632 sqft (0.29 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Account Number | R3826061 |
|---|---|
| Street Address | 413 CLOVER CIR |
| City | HAYDEN |
| State | CO |
| Zip | 81639-5088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 2 GOLDEN MEADOWS SUBD F1 |
| Legal Range | 88 |
| Legal Township | 06 |
| Legal Section | 16 |
| Legal Subdivision | GOLDEN MEADOWS SUBD F1 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | HAYDEN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 200 |
Source: Routt County records · APN R3826061
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1396, HAYDEN, CO 81639-1396 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK |
| Feb 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on Record |
| Deed Sale | Feb 12, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2005 · Amount on Record |
| Deed Document Number | 2019797262 |
| Last Transfer Date | Feb 08, 2022 |
| Transfer Doc | 0000834875 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 413 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000810192 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 810192 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | STEAMBOAT SPRINGS, CO 80477 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Feb 12, 2019 |
| Property Address | 413 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000797262 |
| Map Reference | DOC 007835 |
| Instrument Date | Feb 08, 2019 |
| Instrument | 797262 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1101, HAYDEN, CO 81639-1101 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 413 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000797263 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 797263 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Municipality | Hayden Town |
| Unified School District | Hayden School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,318.00 (+13.18%) | $42,030 (+24.24%) Land $4,760 Building $37,270 | $596,150 (+18.06%) Land $67,500 Building $528,650 |
| 2024 | $3,815.00 (+0.85%) | $33,830 (-) Land $4,230 Building $29,600 | $504,940 (-) Land $63,120 Building $441,820 |
| 2023 | $3,783.00 (+32.04%) | $33,830 (+38.99%) Land $4,230 Building $29,600 | $504,940 (+44.22%) Land $63,120 Building $441,820 |
| 2022 | $2,865.00 | $24,340 Land $2,020 Building $22,320 | $350,120 Land $29,000 Building $321,120 |
Source: FEMA National Flood Hazard Layer, Routt County (08107C), updated November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 18% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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