Routt County property record for 409 Clover Cir, Hayden, CO 81639 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,586 sqft · built 1975 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $595,000 (Jul 2025) |
| Tax Bill | $3,991 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R6826154 |
| Primary APN | R6826154 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Electric |
| Account Number | R6826154 |
|---|---|
| Street Address | 409 CLOVER CIR |
| City | HAYDEN |
| State | CO |
| Zip | 81639-5088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10, BLK 2, GOLDEN MEADOWS SUBD, FILING 1 TOTAL .20A |
| Legal Range | 88 |
| Legal Township | 06 |
| Legal Section | 16 |
| Legal Subdivision | GOLDEN MEADOWS SUBD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | HAYDEN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 200 |
Source: Routt County records · APN R6826154
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31751 CLATTE LN, STEAMBOAT SPRINGS, CO 80487-9323 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 31, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 01, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2025 · Amount on Record |
| Deed Sale | Jul 01, 2025 · Amount on Record |
| Prior Sale | May 31, 2023 · Amount on Record |
| Deed Document Number | 2025861666 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | May 31, 2023 |
| Property Address | 409 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000845880 |
| Instrument Date | May 31, 2023 |
| Instrument | 845880 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 312 BLUE SAGE CIR, STEAMBOAT SPRINGS, CO 80487-3023 |
| Document Number | 0000845881 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 845881 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 409 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000828639 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 828639 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Jul 01, 2020 |
| Property Address | 409 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000810923 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 810923 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.09 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000810924 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 810924 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Municipality | Hayden Town |
| Unified School District | Hayden School District RE-1 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,991.00 (+10.98%) | $38,850 (+21.83%) Land $4,760 Building $34,090 | $551,010 (+15.77%) Land $67,500 Building $483,510 |
| 2024 | $3,596.00 (+0.84%) | $31,890 (-) Land $4,200 Building $27,690 | $475,960 (-) Land $62,750 Building $413,210 |
| 2023 | $3,566.00 (+49.39%) | $31,890 (+57.25%) Land $4,200 Building $27,690 | $475,960 (+63.18%) Land $62,750 Building $413,210 |
| 2022 | $2,387.00 | $20,280 Land $2,020 Building $18,260 | $291,670 Land $29,000 Building $262,670 |
Source: FEMA National Flood Hazard Layer, Routt County (08107C), updated November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 18% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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