407 Clover Cir, Hayden, CO 81639 Property Records

Routt County property record for 407 Clover Cir, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,238 sqft · built 1976
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jun 2014)
Tax Bill	$3,725 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R3827449`

Property Details

APN / Parcel Number

Primary APN	`R3827449`
Alternative APN	`126502011`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Lot Area	7,405 sqft (0.17 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R3827449
Street Address	407 CLOVER CIR
City	HAYDEN
State	CO
Zip	81639-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOT 11 BLK 2 GOLDEN MEADOWS SUBD FILING NO. 1
Legal Range	88
Legal Township	06
Legal Section	16
Legal Subdivision	GOLDEN MEADOWS SUBD
Legal Block	2
Legal Lot Number	11
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2038
Census Tract	200

Owner

Source: Routt County records · APN R3827449

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1663, HAYDEN, CO 81639-1663
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2014 · Amount on Record
Deed Sale	Jun 03, 2014 · Amount on Record
Deed Document Number	2014748939
Prior Transfer Date	Jun 02, 2014
Prior Transfer Doc	0000748939
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	407 CLOVER CIR, HAYDEN, CO 81639-5088
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000818839
Date	Dec 31, 2020
Instrument	818839

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,725.00 (+23.84%)	$36,260 (+35.91%) Land $4,760 Building $31,500	$514,280 (+29.12%) Land $67,500 Building $446,780
2024	$3,008.00 (+0.84%)	$26,680 (-) Land $2,940 Building $23,740	$398,290 (-) Land $43,930 Building $354,360
2023	$2,983.00 (+23.21%)	$26,680 (+29.7%) Land $2,940 Building $23,740	$398,290 (+34.6%) Land $43,930 Building $354,360
2022	$2,421.00	$20,570 Land $2,020 Building $18,550	$295,910 Land $29,000 Building $266,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Routt County (08107C), as of November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070002002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Luminate Fiber Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 98 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0154333, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF HAYDEN serves 3,982 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.