420 Clover Cir, Hayden, CO 81639 Property Records

Routt County property record for 420 Clover Cir, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,492 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Dec 2023)
Tax Bill	$4,973 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R3825134`

Property Details

APN / Parcel Number

Primary APN	`R3825134`
Alternative APN	`126501012`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Lot Area	10,019 sqft (0.23 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R3825134
Street Address	420 CLOVER CIR
City	HAYDEN
State	CO
Zip	81639-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOT 12 BLK 1 GOLDEN MEADOWS SUBD FILING 1
Legal Range	88
Legal Township	06
Legal Section	16
Legal Subdivision	GOLDEN MEADOWS SUBD
Legal Block	1
Legal Lot Number	12
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2024
Census Tract	200

Owner

Source: Routt County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 CLOVER CIR, HAYDEN, CO 81639-5088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
May 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Aug 30, 2013 · Amount on Record
Deed Document Number	2023849980
Record Updated	Jun 8, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Dec 6, 2023
Property Address	420 CLOVER CIR, HAYDEN, CO 81639-5088
Document Number	0000849980
Map Reference	DOC 007835
Instrument Date	Dec 6, 2023
Instrument	849980
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	GUARANTY TITLE/SOUTH TX, GUARANTY TITLE GROU0 P

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 COLONIAL CT, MONTROSE, CO 81401-4179

Mortgage

Document Number	0000849981
Date	Dec 6, 2023
Instrument	849981

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	420 CLOVER CIR, HAYDEN, CO 81639-5088
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000816191
Date	Nov 4, 2020
Instrument	816191

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROUTT CO
Recording Date	May 17, 2022
Property Address	420 CLOVER CIR, HAYDEN, CO 81639-5088
Document Number	0000837461
Instrument Date	Mar 11, 2022
Instrument	837461
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CLOVER CIR, HAYDEN, CO 81639-5088

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,973.00 (+10.36%)	$48,400 (+21.12%) Land $7,030 Building $41,370	$686,550 (+15.12%) Land $99,750 Building $586,800
2024	$4,506.00 (+28.78%)	$39,960 (+27.71%) Land $4,510 Building $35,450	$596,370 (+27.74%) Land $67,290 Building $529,080
2023	$3,499.00 (+31.74%)	$31,290 (+38.64%) Land $4,410 Building $26,880	$466,870 (+43.82%) Land $65,750 Building $401,120
2022	$2,656.00	$22,570 Land $2,020 Building $20,550	$324,620 Land $29,000 Building $295,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Luminate Fiber Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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