408 Clover Cir, Hayden, CO 81639 Property Records

Routt County property record for 408 Clover Cir, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,428 sqft · built 1977
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Nov 2021)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R3827204`

Property Details

APN / Parcel Number

Primary APN	`R3827204`
Alternative APN	`126501006`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Architectural Style	Ranch
Lot Area	7,841 sqft (0.18 acres)
Terrain	Steep

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R3827204
Street Address	408 CLOVER CIR
City	HAYDEN
State	CO
Zip	81639-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOT 6 BLOCK 1 GOLDEN MEADOWS F1
Legal Range	88
Legal Township	06
Legal Section	16
Legal Subdivision	MEADOW
Legal Block	1
Legal Lot Number	6
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2024
Census Tract	200

Owner

Source: Routt County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1728, HAYDEN, CO 81639-1728
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit RED ROCKS CU
Nov 1, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF THE SAN JUANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Oct 3, 2008 · Amount on Record
Deed Document Number	2021831340
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	408 CLOVER CIR, HAYDEN, CO 81639-5088
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000796725
Date	Jan 17, 2019
Instrument	796725

Lender

Name	RED ROCKS CU
Type	Credit Union
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Nov 1, 2021
Property Address	408 CLOVER CIR, HAYDEN, CO 81639-5088
Document Number	0000831340
Instrument Date	Oct 29, 2021
Instrument	831340
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CLOVER CIR, HAYDEN, CO 81639-5088

Mortgage

Document Number	0000831341
Date	Nov 1, 2021
Instrument	831341

Lender

Name	BANK OF THE SAN JUANS
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,399.00 (-1.6%)	$23,350 (+8%) Land $4,760 Building $18,590	$331,130 (+2.63%) Land $67,500 Building $263,630
2024	$2,438.00 (+0.87%)	$21,620 (-) Land $4,010 Building $17,610	$322,640 (-) Land $59,810 Building $262,830
2023	$2,417.00 (+23.13%)	$21,620 (+29.62%) Land $4,010 Building $17,610	$322,640 (+34.46%) Land $59,810 Building $262,830
2022	$1,963.00	$16,680 Land $2,020 Building $14,660	$239,960 Land $29,000 Building $210,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Luminate Fiber Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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