4124 Watson Rd, Eau Claire, MI 49111 Property Records

Berrien County property record for 4124 Watson Rd, Eau Claire, MI 49111

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,432 sqft · built 2000
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Jan 2015)
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-0012-0001-16-0`

Property Details

APN / Parcel Number

Primary APN	`19-0012-0001-16-0`
Alternative APN	`11-19-0012-0001-16-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Lot Area	106,286 sqft (2.44 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4124 WATSON RD
City	EAU CLAIRE
State	MI
Zip	49111-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A RE
Legal Description	SPLIT/COMBINED ON 10/06/2015 FROM 19-0012-0001-14-1, 19-0012-0001-15-9; PT OF NW 1/4 SEC 12 T5S R18W SODUS TWP BERRIEN CO
Legal Range	18W
Legal Township	05S
Legal Section	12
Jurisdiction	BERRIEN MI
Township / Civil Division	SODUS
Census Block Group	1
Census Block	1050
Census Tract	1900

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4124 WATSON RD, EAU CLAIRE, MI 49111-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP33431

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2015 · Amount on Record
Deed Sale	Jan 27, 2015 · Amount on Record
Deed Book / Page	3093 / 1090
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	02973/3211
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4124 WATSON RD, EAU CLAIRE, MI 49111-9423
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 WATSON RD, EAU CLAIRE, MI 49111-9423

Mortgage

Document Number	003473/481
Date	Mar 20, 2026
Book Page	3473/481
Instrument	2026456485

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4124 WATSON RD, EAU CLAIRE, MI 49111-9423
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03285/1886
Date	Aug 7, 2020
Book Page	3285/1886

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4124 WATSON RD, EAU CLAIRE, MI 49111-9423
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03326/1393
Date	May 6, 2021
Book Page	3326/1393

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Dec 1, 2045

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4124 WATSON RD, EAU CLAIRE, MI 49111-9423
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 WATSON RD, EAU CLAIRE, MI 49111-9423

Mortgage

Document Number	03372/1663
Date	Apr 29, 2022
Book Page	3372/1663
Instrument	2022351705

Lender

Name	FREEDOM MORTGAGE CORP33431
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Sodus Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,600 (+10.95%)	$397,200 (+10.95%)
2025	$2,941.00 (+2.44%) Homeowner's exemption	$179,000 (+16.08%)	$358,000 (+16.08%)
2024	$2,871.00 (+15.12%)
2023		$154,200	$308,400
2022	$2,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 individual policies
Nearby Flood Policies	43 units insured incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

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